1020 SUNSET POINT ROAD UNIT 511, CLEARWATER, FL, 33755
Active278 days on marketListed Oct 20, 2025MLS #TB8436344
About this home
1020 SUNSET POINT ROAD UNIT 511
Welcome to this stunning 2-bedroom, 2-bathroom condo, perfectly located close to Downtown Dunedin, offering breathtaking views of the Intracoastal and Stevensons Creek. This property provides an exceptional blend of luxury and convenience, designed to complement a vibrant lifestyle by the water. The condo features a spacious layout with lavish upgrades throughout, creating a modern and elegant living space. Large windows and a private balcony allow you to take in serene water views, making it a peaceful retreat after a busy day. The amenities are endless, including a heated saltwater pool, cabanas, outdoor kitchens, and spaces for social gatherings. For those seeking relaxation, there is a luxurious spa, sauna, and an outdoor shower, perfect for unwinding. Included with the unit is a deeded parking space in a secure garage and a private storage unit for added convenience. The condo’s location, upscale finishes, and resort-like amenities make this property truly unique. Experience the best of coastal living, just steps from the heart of Downtown Dunedin.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,409
Sqft
0 ac
Lot size
1
Garage
2023
Year built
One
Levels
$1,047
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,060 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,060/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+200.6%
$/sqft vs Clearwater actives
$1,047 vs $219
Days on market
278 vs 47 typical
Where $1,047/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 307% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 SUNSET POINT ROAD UNIT 511
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$350,000
1313 PARKWOOD STREET
3 bd · 2 ba · 1,390 sqft · $252/sqft · 6 DOM
Sold · Dec ’25$340,000
1431 KINGS HIGHWAY
2 bd · 2 ba · 1,444 sqft · $235/sqft · 229 DOM
Sold · Oct ’25$244,000
500 N OSCEOLA AVENUE UNIT 811
2 bd · 2 ba · 1,450 sqft · $168/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 SUNSET POINT ROAD UNIT 511 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 SUNSET POINT ROAD UNIT 511 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1020 SUNSET POINT ROAD UNIT 511 FAQs
What would the monthly payment be for 1020 SUNSET POINT ROAD UNIT 511?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,060/mo — principal and interest, the actual property-tax bill, the $1,022/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1020 SUNSET POINT ROAD UNIT 511?+
The association fee works out to $1,022 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1020 SUNSET POINT ROAD UNIT 511?+
The most recent tax bill on record (2024) was $16,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1020 SUNSET POINT ROAD UNIT 511?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,475,000, this home is listed about 436% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 SUNSET POINT ROAD UNIT 511?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,475,000 runs 307% above the CLEARWATER 33755 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,022/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
278 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DICUS HARRISON REALTY · Lambdin Freeman. MLS #TB8436344.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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