David Ramirez
$1,450,0003 bd3.5 ba1,884 sqft$770 /sqft$11,993 /mo all-in ↓

1020 SUNSET POINT ROAD UNIT 310, CLEARWATER, FL, 33755

Active58 days on marketListed Jun 3, 2026MLS #TB8515208

CondominiumSERENA BY THE SEA CONDO

About this home

1020 SUNSET POINT ROAD UNIT 310

Welcome to Serena by the Sea, where luxury coastal living meets panoramic Intracoastal water views in the heart of Clearwater. This beautifully appointed 3-bedroom, 3.5-bath residence offers 1,884 heated square feet of refined living space with high ceilings, floor-to-ceiling windows, an open-concept layout, and a private balcony designed to capture stunning sunset views. The modern kitchen features premium appliances, stone counters, solid surface finishes, built-in features, and a seamless connection to the main living area, creating an ideal setting for everyday living and entertaining. The spacious primary suite offers a walk-in closet and a spa-inspired bath with dual sinks and a walk-in shower, while two additional bedrooms provide comfort and privacy for guests or family. Serena by the Sea offers a boutique waterfront lifestyle with resort-style amenities including a community pool, fitness center, clubhouse, gated entry, security, and beautifully maintained common areas. The residence also includes assigned under-building parking, electric vehicle charging access, and a private storage unit. Perfectly positioned near Downtown Dunedin, Clearwater Beach, restaurants, shopping, parks, and waterfront attractions, this residence combines modern construction, low-maintenance condo living, and an exceptional Gulf Coast location. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

1,884

Sqft

0 ac

Lot size

2

Garage

2023

Year built

One

Levels

$770

Per sqft

Water viewNegotiable

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesWest
ParkingAssigned · Electric Vehicle Charging Station(s) · Guest · Under Building
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$1,826/mo
Taxes (2025)$19,664/yr
PetsCats OK, Dogs OK, Number Limit
CommunityIntracoastal Waterway · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Electricity Connected · Fire Hydrant · Natural Gas Available · Natural Gas Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$11,993 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property tax — 2025 actual bill$1,639
Condo fee — from the listing$1,826
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $145,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $145,000
Interest rate6.00%
Loan term

Estimated payment

$11,993/mo

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property taxes (actual bill)$1,639
HOA / condo fee$1,826
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$889KedgeAI estimate $1,160,160 · range $926K$1.5M$1.6M

vs edgeAI estimate

+25%

$/sqft vs Clearwater actives

$770 vs $218

Days on market

58 vs 47 typical

Where $770/sqft sits among the 400 Clearwater actives

210
121
42
10
8
9 · this home
$116–225$225–334$334–443$443–552$552–661$661+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1020 SUNSET POINT ROAD UNIT 310

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33755 — neighborhood snapshot

Population

28,057

Median age

41.3

Median income

$59,613

Median home value

$300,200

Avg household

2.46

Households w/ children

2,788

For the school run

Pinellas County School District

ElementarySkycrest Elementary School★★★★★
HighClearwater High School★★★★★
MiddleDunedin Highland Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

206 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 303% above the CLEARWATER 33755 median. See the full Clearwater market guide →

Paper trail

This home's history

Jun 3, 2026Listed at $1,450,000 · 58 days on market since
2023Built · SERENA BY THE SEA CONDO

Reality check

What actually sold near 1020 SUNSET POINT ROAD UNIT 310

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

920 N OSCEOLA AVENUE UNIT 507Sold · Oct ’25

$825,000

920 N OSCEOLA AVENUE UNIT 507

2 bd · 2 ba · 1,883 sqft · $438/sqft · 201 DOM

1401 S HIBISCUS STREETSold · Feb ’26

$287,000

1401 S HIBISCUS STREET

2 bd · 2 ba · 1,889 sqft · $152/sqft · 10 DOM

1222 SEMINOLE STREETSold · Mar ’26

$320,000

1222 SEMINOLE STREET

4 bd · 2 ba · 1,875 sqft · $171/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1020 SUNSET POINT ROAD UNIT 310 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1020 SUNSET POINT ROAD UNIT 310 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1020 SUNSET POINT ROAD UNIT 310 FAQs

What would the monthly payment be for 1020 SUNSET POINT ROAD UNIT 310?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,993/mo — principal and interest, the actual property-tax bill, the $1,826/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1020 SUNSET POINT ROAD UNIT 310?+

The association fee works out to $1,826 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1020 SUNSET POINT ROAD UNIT 310?+

The most recent tax bill on record (2025) was $19,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1020 SUNSET POINT ROAD UNIT 310?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $1,450,000, this home is listed about 427% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1020 SUNSET POINT ROAD UNIT 310?+

Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,450,000 runs 303% above the CLEARWATER 33755 median — but at 1,884 sqft it's also 50% larger than the typical Clearwater listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,826/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SERHANT · Regina Sotomayor. MLS #TB8515208.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater homes, in your inbox

Like 1020 SUNSET POINT ROAD UNIT 310 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 31, 2026 at 3:41 PM UTC. The listing information on this page last changed on July 31, 2026 at 3:41 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 31, 2026 at 3:41 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 31, 2026 at 3:41 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.