1020 SUNSET POINT ROAD UNIT 111, CLEARWATER, FL, 33755
Active76 days on marketListed May 18, 2026MLS #TB8509493
About this home
1020 SUNSET POINT ROAD UNIT 111
An exceptional opportunity in one of Clearwater’s most sought-after luxury waterfront communities, this beautifully designed 2-bedroom, 2-bath residence at Serena by the Sea is competitively priced below comparable units, offering incredible value for buyers seeking luxury, location, and lifestyle. Experience luxury waterfront living with breathtaking water views in a home designed with a spacious open floor plan filled with natural light, seamlessly blending indoor and outdoor living. The gorgeous chef-inspired kitchen features a stunning 10-foot waterfall Quartz island, premium Gaggenau gas stove, built-in oven, paneled refrigerator, and custom-designed Italian cabinetry, creating the perfect space for entertaining family and friends. Floor-to-ceiling windows showcase beautiful bay views, creating a peaceful coastal backdrop throughout the main living areas. The thoughtfully designed split-bedroom layout offers both comfort and privacy, while high-end finishes, hardwood flooring in the bedrooms, abundant closet space, and modern luxury design add to the home’s upscale appeal. Enjoy the private terrace stretching from the primary bedroom to the second bedroom, offering the perfect place to relax and take in the coastal surroundings. The condominium is elevated approximately 10 feet above ground level and also includes an assigned covered corner parking space along with a temperature-controlled storage unit. Residents enjoy exceptional resort-style amenities including 24/7 concierge service, a heated waterfront saltwater pool overlooking Clearwater Bay, private cabanas, an outdoor grilling area with TVs and seating, elegant fire pit lounges, a luxurious wellness spa with sauna and cold plunge, a state-of-the-art fitness center, stylish clubhouse and social spaces, and secure gated access for peace of mind. Serena by the Sea is a gated boutique luxury condominium community ideally located just minutes from Clearwater Beach and the shops and restaurants of Dunedin, with convenient access to St. Petersburg, Tampa, and Tampa International Airport. Enjoy being just a short distance from the Pinellas Trail, perfect for biking, walking, and enjoying the Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,409
Sqft
0 ac
Lot size
1
Garage
2023
Year built
One
Levels
$869
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,869 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,869/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+118.3%
$/sqft vs Clearwater actives
$869 vs $216
Days on market
76 vs 47 typical
Where $869/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 236% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 SUNSET POINT ROAD UNIT 111
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$350,000
1313 PARKWOOD STREET
3 bd · 2 ba · 1,390 sqft · $252/sqft · 6 DOM
Sold · Dec ’25$340,000
1431 KINGS HIGHWAY
2 bd · 2 ba · 1,444 sqft · $235/sqft · 229 DOM
Sold · Oct ’25$244,000
500 N OSCEOLA AVENUE UNIT 811
2 bd · 2 ba · 1,450 sqft · $168/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 SUNSET POINT ROAD UNIT 111 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 SUNSET POINT ROAD UNIT 111 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1020 SUNSET POINT ROAD UNIT 111 FAQs
What would the monthly payment be for 1020 SUNSET POINT ROAD UNIT 111?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,869/mo — principal and interest, the actual property-tax bill, the $1,405/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1020 SUNSET POINT ROAD UNIT 111?+
The association fee works out to $1,405 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1020 SUNSET POINT ROAD UNIT 111?+
The most recent tax bill on record (2025) was $14,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1020 SUNSET POINT ROAD UNIT 111?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,225,000, this home is listed about 345% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 SUNSET POINT ROAD UNIT 111?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,225,000 runs 236% above the CLEARWATER 33755 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,405/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LUXURY & BEACH REALTY INC · Betty Rohe. MLS #TB8509493.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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