1020 SUNSET POINT ROAD UNIT 103, CLEARWATER, FL, 33755
Active269 days on marketListed Oct 29, 2025MLS #TB8435690
About this home
1020 SUNSET POINT ROAD UNIT 103
Luxury living at Serena by the Sea with 23,000+ SF of resort-style amenities! Residence #103, elevated above street level, is a unique 2 Bedroom + Den, 2.5 Bathroom unit boasting intracoastal water views, 3 exposures (South, West, and North), and conveniently located on the amenity level with private gate offering direct access from one of its THREE private terraces to the pool deck with outdoor amenities including the resort-style saltwater pool, jacuzzi, outdoor shower, fire pit lounge, summer kitchens, cabanas, dog run, and more. This 2,268 SF corner unit features an open kitchen with top-of-the-line Gaggenau appliances including gas cooktop, wine cooler, French door refrigerator integrated within the Italian cabinetry, dishwasher, and more, including remote-controlled motorized window shades on all windows. The luxurious Master Suite features two private terraces, walk-in closet with custom built-ins, and En Suite Bathroom with double vanity, glass enclosed dual shower, and separate soaking tub. Second Bedroom Suite features access to west facing terrace, en suite bathroom, and walk-in closet with custom built-ins. A Family Room/Den offers additional living space perfect for a home office, and a Powder Room ideal for guests, plus in-unit laundry room. This unit also comes with 2 reserved parking spaces and a storage unit. Other building amenities include 24/7 concierge, gym, social room & lounge, billiards and card tables, catering kitchen, and Spa with massage room, hair salon, sauna, second jacuzzi, locker room, and more. Must see!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,268
Sqft
1
Garage
2023
Year built
One
Levels
$1,014
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,738 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,738/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$1,014 vs $218
Days on market
269 vs 47 typical
Where $1,014/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
213 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 535% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1020 SUNSET POINT ROAD UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,853,000
1600 SUNSET DRIVE
3 bd · 3.5 ba · 2,381 sqft · $778/sqft · 55 DOM
Sold · Oct ’25$1,300,000
74 WINDWARD ISLAND
3 bd · 2 ba · 2,563 sqft · $507/sqft · 43 DOM
Sold · Feb ’26$287,000
1401 S HIBISCUS STREET
2 bd · 2 ba · 1,889 sqft · $152/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1020 SUNSET POINT ROAD UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1020 SUNSET POINT ROAD UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1020 SUNSET POINT ROAD UNIT 103 FAQs
What would the monthly payment be for 1020 SUNSET POINT ROAD UNIT 103?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,738/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1020 SUNSET POINT ROAD UNIT 103?+
The most recent tax bill on record (2024) was $27,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1020 SUNSET POINT ROAD UNIT 103?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,300,000, this home is listed about 736% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1020 SUNSET POINT ROAD UNIT 103?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,300,000 runs 535% above the CLEARWATER 33755 median — but at 2,268 sqft it's also nearly twice the size of the typical Clearwater listing.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
269 days on market against a Clearwater median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VALOR LUXURY REALTY · Jeanie Sigal. MLS #TB8435690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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