David Ramirez

10178 GULF BOULEVARD, TREASURE ISLAND, FL, 33706

Active304 days on marketListed Oct 3, 2025MLS #TB8434410

WaterfrontSAWYER & HARRELLS ADD

About this home

10178 GULF BOULEVARD

Your Blank Canvas on the Sands of Treasure Island Awaits You! This amazing price for BEACH FRONT property comes once in a lifetime. Embrace the ultimate coastal lifestyle with this rare and extraordinary opportunity to own a premier beachfront lot on the pristine shores of Treasure Island. Located at 10178 Gulf Blvd, this perfectly positioned 50' x 130' parcel is a blank canvas awaiting the design of your bespoke dream home. Imagine waking to the gentle rhythm of the waves and ending each day with breathtaking, unobstructed sunsets over the Gulf from your own custom-built sanctuary. Whether you partner with our esteemed builder or bring your own, you have the freedom to create a masterpiece perfectly tailored to your vision. The location is simply unparalleled, offering effortless access on and off the barrier islands for ultimate convenience. Your new address places you at the epicenter of paradise; a two-minute stroll leads to the famous Caddy's on the Beach, while the vibrant shops, restaurants, and marina at John's Pass Village are just moments away. With daily necessities like Publix at your fingertips, you can spend less time running errands and more time with your toes in the beautiful white sand. Your backyard is a playground for endless water sports—from snorkeling in the turquoise waters to boating and paddle boarding. This is more than just a piece of land; it's the foundation for a lifetime of cherished memories. Seize the chance to build your legacy on one of Florida's most sought-after beaches. Previous home has been removed. Surveys available.

Facts & features

The home at a glance

0.15 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesEast

Community & fees

Taxes (2024)$20,557/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,569 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property tax — 2024 actual bill$1,713
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $220,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $220,000
Interest rate6.00%
Loan term

Estimated payment

$14,569/mo

Principal & interest$11,871
PMI (est., until 20% equity)$825
Property taxes (actual bill)$1,713
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Treasure Island

Map of 10178 GULF BOULEVARD

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

TREASURE ISLAND 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer12.4 months of inventoryBuyer’s market

$685K$648K

Treasure Island median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 389% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

Oct 3, 2025Listed at $2,200,000 · 304 days on market since

Reality check

What actually sold near 10178 GULF BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10201 GULF BOULEVARDSold · Jul ’26

$3,875,000

10201 GULF BOULEVARD · same community

5 bd · 4.5 ba · 4,233 sqft · $915/sqft · 54 DOM

7740 BOCA CIEGA DRIVE UNIT 111Sold · Jun ’26

$130,000

7740 BOCA CIEGA DRIVE UNIT 111

1 bd · 1 ba · 435 sqft · $299/sqft · 29 DOM

7740 BOCA CIEGA DRIVE UNIT 105Sold · Jul ’26

$150,000

7740 BOCA CIEGA DRIVE UNIT 105

1 bd · 1 ba · 435 sqft · $345/sqft · 54 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10178 GULF BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10178 GULF BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10178 GULF BOULEVARD FAQs

What would the monthly payment be for 10178 GULF BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,569/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10178 GULF BOULEVARD?+

The most recent tax bill on record (2024) was $20,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10178 GULF BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $2,200,000, this home is listed about 234% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10178 GULF BOULEVARD?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,200,000 runs 389% above the TREASURE ISLAND 33706 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

304 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Victoria Bollea. MLS #TB8434410.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10178 GULF BOULEVARD, TREASURE ISLAND, FL — $2,200,000 | CENTURY 21 Edge