148 98TH AVENUE, TREASURE ISLAND, FL, 33706
Active124 days on marketListed Apr 1, 2026MLS #TB8491787
About this home
148 98TH AVENUE
BUILD NEW. BUILD ELEVATED. BUILD VALUE. Rare opportunity to acquire a 50’ x 100’ lot in Treasure Island, ideally positioned just across the street from Sunset Beach and within close proximity to the Gulf of Mexico. This location offers the best of coastal living — easy access to public beach entry points, Sunset Vista Park, and the vibrant Sunset Beach lifestyle, while still maintaining a prime position for redevelopment and long-term value. Surrounded by a mix of renovated homes and new elevated construction, the area continues to evolve, creating strong demand for modern coastal properties designed for today’s buyers. Enjoy close proximity to marinas, a public golf course, waterfront dining, and John’s Pass Village & Boardwalk, with downtown St. Petersburg approximately 20 minutes away for additional dining, arts, and entertainment. Whether you’re looking to build a custom coastal residence, invest in a high-demand beach market, or secure a property with long-term upside — this opportunity checks all the boxes. Brokers preferred builder will provide special pricing for this 2 unit project Buyer to verify all zoning, land use, building requirements, and rental regulations with the City of Treasure Island.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,263 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,263/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $720K
Treasure Island median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 148 98TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,875,000
10201 GULF BOULEVARD · same community
5 bd · 4.5 ba · 4,233 sqft · $915/sqft · 54 DOM
Sold · Aug ’25$270,000
600 71ST AVENUE UNIT 16
1 bd · 1 ba · 566 sqft · $477/sqft · 59 DOM
Sold · Jun ’26$189,000
7338 COQUINA WAY UNIT 2
1 bd · 1 ba · 595 sqft · $318/sqft · 185 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 148 98TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 148 98TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
148 98TH AVENUE FAQs
What would the monthly payment be for 148 98TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,263/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 148 98TH AVENUE?+
The most recent tax bill on record (2025) was $4,220. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $650,000, this home is listed about 7% below the Treasure Island median of $699,000. The market section on this page shows how the area is trending.
Which schools are assigned to 148 98TH AVENUE?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 44% above the TREASURE ISLAND 33706 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of GULFSIDE REALTY SALES · Shawn Dunn. MLS #TB8491787.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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