10178 GULF BOULEVARD, TREASURE ISLAND, FL, 33706
Active301 days on marketListed Oct 3, 2025MLS #TB8434337
About this home
10178 GULF BOULEVARD
Pre-Construction. To be built. Rare Gulf Front Opportunity in Treasure Island, FL – Pre-Construction! To Be Built. This is your chance to own a piece of paradise with a stunning new Key West-style home directly on the Gulf of Mexico. Nestled on a spacious 130' x 50' lot, this gorgeous 4-bedroom, 4.5-bathroom residence with almost 7000 total sq ft, offers the ultimate in waterfront living. Each bedroom in this masterpiece features its own ensuite bathroom for ultimate privacy and comfort. The third floor is home to an expansive Primary Suite complete with a walk-in shower and two large closets. Picture waking up every morning on your bedroom’s private porch, taking in panoramic views of the sparkling blue Gulf waters, and watching dolphins play. The top floor also includes two additional bedroom suites and a game room or living area. The main floor is perfect for entertaining, with an open-concept layout that seamlessly connects the gourmet kitchen to a 34' x 14' deck. Enjoy your meals or unwind in the outdoor kitchen while taking in breathtaking sunset views and feeling the coastal breeze. A fourth bedroom suite opens directly to this spacious deck, ideal for morning coffee or evening relaxation. The front of the home offers views of the intercoastal waterway and features a large office/study space, which could also serve as an additional guest room. On the lower level, you'll find a 2-car garage, a covered lanai with a private pool, sun shelf, and spa, all overlooking the turquoise waters of the Gulf. Step from your pool directly onto the soft, white sands of Treasure Island or enjoy a stroll to the nearby boardwalk, filled with bars, restaurants, live music, and water activities like paddleboarding. This incredible location is just a short drive from downtown St. Petersburg, where you'll find the St. Pete Pier, world-renowned museums like the Dali and Chihuly collections, as well as a vibrant arts scene, sports, concerts, and an array of fine dining, including Michelin-starred restaurants. It’s also conveniently close to major international airports (Tampa – 30 minutes, PIE – 20 minutes, Sarasota – 45 minutes), as well as shopping and entertainment options.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,754
Sqft
0.15 ac
Lot size
2
Garage
1950
Year built
Two
Levels
$1,199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$27,842 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$27,842/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$1,199 vs $522
Days on market
301 vs 74 typical
Where $1,199/sqft sits among the 180 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Treasure Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
TREASURE ISLAND 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
100 of 180
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 900% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 10178 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,875,000
10201 GULF BOULEVARD · same community
5 bd · 4.5 ba · 4,233 sqft · $915/sqft · 54 DOM
Sold · Dec ’25$2,975,600
7843 10TH AVENUE S
4 bd · 4 ba · 3,532 sqft · $842/sqft · 29 DOM
Sold · Aug ’25$1,450,000
8053 13TH AVENUE S
4 bd · 3.5 ba · 2,864 sqft · $506/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10178 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10178 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10178 GULF BOULEVARD FAQs
What would the monthly payment be for 10178 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,842/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10178 GULF BOULEVARD?+
The most recent tax bill on record (2024) was $20,557. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10178 GULF BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $4,500,000, this home is listed about 583% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10178 GULF BOULEVARD?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$4,500,000 runs 900% above the TREASURE ISLAND 33706 median — but at 3,754 sqft it's also nearly 3 times the size of the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
301 days on market against a Treasure Island median of 74 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Bonnie Kotz. MLS #TB8434337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Treasure Island homes, in your inbox
Like 10178 GULF BOULEVARD but not quite? A daily digest of every new listing in Treasure Island — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →