610 N US HIGHWAY 41, RUSKIN, FL, 33570
Active310 days on marketListed Sep 27, 2025MLS #TB8432093
About this home
610 N US HIGHWAY 41
610 N US Hwy 41 lot is 104 feet by 173 ft deep; North Lot on 1st Street is 124 feet by 193 ft deep; South lot is 80 ft by 193 ft deep - Road frontage on 1st Street is 204 ft described by county. total of 1.3169 acres described by county. zoning is Ruskin Town Center. Please verify with county what can be done with property. County Water and Sewer on Hwy 41. Prime Location, easy access to I-75 and boat ramp at county park. Property formerly had a tire shop operating on property which shared water and sewer with property to South. Shop was torn down, and lot is now vacant. the two lots on 1st street make entry easy with light traffic. zoned 20 units/acre - Commercial zoning, mixed use. There is artesian well which has been capped on property. Property is in flood zone, so fill is required.
Facts & features
The home at a glance
1.3 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,155 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,155/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ruskin City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
Ruskin City — neighborhood snapshot
Population
2,490
Median age
42
Median income
$70,544
Median home value
$268,770
Avg household
3
Households w/ children
290
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 297% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 610 N US HIGHWAY 41
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$239,900
106 5TH STREET NW · same community
2 bd · 1 ba · 768 sqft · $312/sqft · 82 DOM
Sold · Sep ’25$120,000
310 2ND AVENUE NW · same community
2 bd · 1 ba · 812 sqft · $148/sqft · 119 DOM
Sold · Jan ’26$245,000
402 8TH STREET SW · same community
2 bd · 2 ba · 1,298 sqft · $189/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 610 N US HIGHWAY 41 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 610 N US HIGHWAY 41 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
610 N US HIGHWAY 41 FAQs
What would the monthly payment be for 610 N US HIGHWAY 41?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,155/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 610 N US HIGHWAY 41?+
The most recent tax bill on record (2024) was $2,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ruskin?+
At $1,350,000, this home is listed about 286% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 610 N US HIGHWAY 41?+
Thompson Elementary (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,350,000 runs 297% above the RUSKIN 33570 median.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
310 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EZ CHOICE REALTY · Kay Pye. MLS #TB8432093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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