David Ramirez
$6,999,0005 bd5.5 ba4,724 sqft$1,482 /sqft$45,647 /mo all-in ↓

106 2ND AVENUE, ST PETE BEACH, FL, 33706

Active9 days on marketListed Jul 15, 2026MLS #TB8426239

WaterfrontSingle Family ResidenceMOREY BEACH

Come see it

Upcoming open house

Sun, Jul 26

1:00 PM – 3:00 PM

About this home

106 2ND AVENUE

Nestled at the quiet southern tip of historic Pass-a-Grille Beach in St. Pete Beach, one of Florida's most treasured Gulf Coast communities, this magnificent Gulf-front estate offers the ultimate coastal lifestyle. Originally built during Florida's celebrated 1927 land boom and thoughtfully reimagined in 1999, this extraordinary residence blends historic character with modern luxury and includes an elevator serving all three levels. Positioned on a rare double corner Gulf-front lot (Lots 8 & 9) along iconic Gulf Way, the home captures breathtaking Gulf of America views from nearly every room. Three expansive covered decks provide the perfect setting for spectacular sunsets and refreshing sea breezes. Offering 4,724 heated square feet and nearly 7,800 square feet under roof, this five-bedroom, five-and-a-half-bath estate is designed for both grand entertaining and multigenerational living. The private ground level features its own entrance and can be locked off as a two-bedroom, two-bath guest suite complete with a full kitchen, spacious family room, and dedicated laundry, creating an ideal retreat for guests, extended family, or future rental opportunities. A transferable vacation rental/business license adds exceptional flexibility, although the current owners have enjoyed the property exclusively as a private family retreat. The main living level showcases a light-filled chef's kitchen appointed with two dishwashers, pot filler, built-in oven and microwave, ice maker, trash compactor, beverage refrigerator, walk-in pantry, and an adjoining butler's pantry with a second refrigerator, sink, washer and dryer, built-in desk, abundant cabinetry, and additional storage. Rich hardwood floors, volume ceilings, a fireplace, half bath, built-in flex space, and inviting gathering areas complete this level. The top floor is dedicated to a luxurious Gulf-front primary suite featuring two oversized walk-in closets, a private office, spa-inspired bath with separate water closets, and a large covered waterfront deck overlooking the Gulf. Outdoor amenities include a private shuffleboard court, outdoor shower, detached two-car garage, and an approximately 800-square-foot carport with ample space for vehicles, golf carts, beach equipment, and an RV hookup. Just moments from the boutiques, restaurants, and waterfront charm of historic 8th Avenue, this remarkable residence offers a rare opportunity to own an iconic Gulf-front estate in Pass-a-Grille. A timeless legacy property where history, luxury, and unforgettable beachfront living come together. Additional details include a new roof, new porcelain tile wood look flooring and remodeled baths and kitchen on the firs floor, new hurricane sliding doors on the first floor, new appliances in the guest suite and so much more!

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

4,724

Sqft

0.24 ac

Lot size

2

Garage

1927

Year built

Three Or More

Levels

$1,482

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringPorcelain Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Trash Compactor · Washer
InteriorCeiling Fan(s) · Elevator · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Skylight(s) · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Chute · Laundry Closet · Laundry Room
CoolingCentral Air · Zoned
HeatingElectric

Outside & construction

RoofShingle
ConstructionOther · Wood Frame · Wood Siding
FoundationPillar/Post/Pier
ViewWater
FacesWest
ParkingAlley Access · Driveway · Garage Faces Side · Parking Pad · RV Parking
ExteriorBalcony · Lighting · Outdoor Shower · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$61,158/yr
PetsYes
CommunityGulf/Ocean Front · Dog Park · Irrigation-Reclaimed Water · Park · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$45,647 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$37,766
PMI (est., until 20% equity)$2,625
Property tax — 2025 actual bill$5,096
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $699,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $699,900
Interest rate6.00%
Loan term

Estimated payment

$45,647/mo

Principal & interest$37,766
PMI (est., until 20% equity)$2,625
Property taxes (actual bill)$5,096
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Pete Beach actives

$1,482 vs $490

Days on market

9 vs 85 typical

Where $1,482/sqft sits among the 186 St Pete Beach actives

88
52
22
12
5
7 · this home
$278–478$478–679$679–880$880–1080$1080–1281$1281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pass-a-grille Beach

Map of 106 2ND AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Pass-a-grille Beach — neighborhood snapshot

Population

824

Median age

61

Median income

$106,407

Median home value

$748,033

Avg household

2

Households w/ children

66%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
MiddleBay Point Middle School★★★★★
ElementaryAzalea Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

94 of 186

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1455% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $6,999,000 · 9 days on market since
1927Built · MOREY BEACH

Reality check

What actually sold near 106 2ND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

107 10TH AVENUESold · Apr ’26

$3,150,000

107 10TH AVENUE · same community

3 bd · 2.5 ba · 2,286 sqft · $1,378/sqft · 201 DOM

106 5TH AVENUESold · Jun ’26

$1,750,000

106 5TH AVENUE · same community

3 bd · 2.5 ba · 2,181 sqft · $802/sqft · 147 DOM

108 5TH AVENUESold · Jul ’26

$1,500,000

108 5TH AVENUE · same community

4 bd · 2 ba · 2,084 sqft · $720/sqft · 356 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 106 2ND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 106 2ND AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

106 2ND AVENUE FAQs

What would the monthly payment be for 106 2ND AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $45,647/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 106 2ND AVENUE?+

The most recent tax bill on record (2025) was $61,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 106 2ND AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $6,999,000, this home is listed about 1068% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 106 2ND AVENUE?+

Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$6,999,000 runs 1455% above the ST PETE BEACH 33706 median — but at 4,724 sqft it's also nearly 4 times the size of the typical St Pete Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Tammy Campbell McNelis PA. MLS #TB8426239.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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