103 & 105 1ST AVENUE, ST PETE BEACH, FL, 33706
Active102 days on marketListed Apr 24, 2026MLS #TB8501497
About this home
103 & 105 1ST AVENUE
Double lot, zoned for single or multi-family options! Deep in Historic Pass-A-Grille on St. Pete Beach just one house from the sand of Pass-A-Grille Beach, this location is the tip of the southernmost barrier island in Pinellas County, FL. Known for exquisite unencumbered sunsets, fantastic fishing, as well as fostering relaxed lifestyles, Pass-A-Grille is a true beach haven for sun lovers and shell seekers alike. Come create and enjoy your dream here, in the lap of paradise!
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,832 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,832/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Pass-a-grille Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Pass-a-grille Beach — neighborhood snapshot
Population
824
Median age
61
Median income
$106,407
Median home value
$748,033
Avg household
2
Households w/ children
66%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $543K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 320% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 & 105 1ST AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,500,000
108 5TH AVENUE · same community
4 bd · 2 ba · 2,084 sqft · $720/sqft · 356 DOM
Sold · Jun ’26$1,750,000
106 5TH AVENUE · same community
3 bd · 2.5 ba · 2,181 sqft · $802/sqft · 147 DOM
Sold · Apr ’26$3,150,000
107 10TH AVENUE · same community
3 bd · 2.5 ba · 2,286 sqft · $1,378/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103 & 105 1ST AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 & 105 1ST AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
103 & 105 1ST AVENUE FAQs
What would the monthly payment be for 103 & 105 1ST AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,832/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 103 & 105 1ST AVENUE?+
The most recent tax bill on record (2024) was $21,184. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 103 & 105 1ST AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $1,890,000, this home is listed about 202% above the St Pete Beach median of $625,000. The market section on this page shows how the area is trending.
Which schools are assigned to 103 & 105 1ST AVENUE?+
Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · James Assenheimer. MLS #TB8501497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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