107 4TH AVENUE, ST PETE BEACH, FL, 33706
Active168 days on marketListed Feb 7, 2026MLS #TB8473627
About this home
107 4TH AVENUE
Exceptional four-plex investment opportunity just steps from the beach in the heart of Pass-a-Grille. This fully renovated historic property offers four income-producing units (two 2-bedroom/1-bath units, one 1-bedroom/1-bath unit, and one studio) well suited for rental use. Renovated in 2025, the property features brand-new appliances, modern finishes, a shared laundry room, and turnkey interiors while preserving its classic coastal character. A beautifully designed outdoor lounge enhances guest appeal. Pass-a-Grille is widely regarded as a premier beach destination, attracting visitors from across the country for its walkable charm, dining, and Gulf sunsets, supporting strong rental demand. Ask about a $25k seller credit toward closing costs for using the seller’s preferred lender.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,032
Sqft
0.1 ac
Lot size
1955
Year built
One
Levels
$785
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,082 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,082/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$785 vs $491
Days on market
168 vs 85 typical
Where $785/sqft sits among the 189 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pass-a-grille Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Pass-a-grille Beach — neighborhood snapshot
Population
824
Median age
61
Median income
$106,407
Median home value
$748,033
Avg household
2
Households w/ children
66%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $589K
St Pete Beach median sold, yr/yr
93.3%
Sale-to-list ratio (12 mo)
94 of 189
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 254% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 4TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,500,000
108 5TH AVENUE · same community
4 bd · 2 ba · 2,084 sqft · $720/sqft · 356 DOM
Sold · Jun ’26$1,750,000
106 5TH AVENUE · same community
3 bd · 2.5 ba · 2,181 sqft · $802/sqft · 147 DOM
Sold · Apr ’26$3,150,000
107 10TH AVENUE · same community
3 bd · 2.5 ba · 2,286 sqft · $1,378/sqft · 201 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 4TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 4TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
107 4TH AVENUE FAQs
What would the monthly payment be for 107 4TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,082/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 107 4TH AVENUE?+
The most recent tax bill on record (2024) was $20,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Pete Beach?+
At $1,595,000, this home is listed about 166% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 107 4TH AVENUE?+
Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,595,000 runs 254% above the ST PETE BEACH 33706 median — but at 2,032 sqft it's also 61% larger than the typical St Pete Beach listing.
02Strong assigned schools
Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,825,000, now $1,595,000 — a $230K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY HUB · Evan Doyle. MLS #TB8473627.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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