1558 CUMIN DRIVE, POINCIANA, FL, 34759
Active157 days on marketListed Feb 26, 2026MLS #S5144674
About this home
1558 CUMIN DRIVE
SELLER IS SUPER MOTIVATED. First-time home buyers, Downsize buyers, and Investors! This 2-bedroom, 2-bath villa is the perfect home. Monthly HOA dues include Internet, yard maintenance & irrigation and allow you to take full advantage of this resort-style living and the many amenities it offers, including a CLUBHOUSE, POOL, HOT TUB, STATE-OF-THE-ART FITNESS CENTER, TENNIS COURT, AND BASKETBALL COURT. ENJOY ALL BRAND-NEW APPLIANCES. SITTING AT THE FRONT PORCH TO ENJOY A BEAUTIFUL AFTERNOON.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
923
Sqft
0.05 ac
Lot size
2010
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,800 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,800/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Poinciana actives
$195 vs $180
Days on market
157 vs 54 typical
Where $195/sqft sits among the 172 Poinciana actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,850/mo median
Live Poinciana rental listing data — this home’s rate depends on size, condition and furnishing.
The New Smyrna Beach short-term market
▼ Softening38%
Occupancy
▼ 32% yr/yr
$314
Avg nightly rate
▲ 12% yr/yr
$26K/yr
Revenue per listing
$126
RevPAR
70 days
Booking lead time
6 nights
Avg stay
7
Typical min nights
1,651
Active rentals
▲ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 28% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in New Smyrna Beach — the projection above is specific to this home’s size.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Tuscany is a short-term-rental community. See the full guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$300K → $282K
Poinciana median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
45 of 172
Poinciana actives have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 1558 CUMIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$260,000
272 HYACINTH COURT
3 bd · 2 ba · 1,244 sqft · $209/sqft · 14 DOM
Sold · Mar ’26$286,990
898 HUDSON VALLEY DRIVE
3 bd · 2 ba · 1,250 sqft · $230/sqft · 214 DOM
Sold · Mar ’26$248,500
365 GARDENIA COURT
3 bd · 2 ba · 1,264 sqft · $197/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1558 CUMIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1558 CUMIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1558 CUMIN DRIVE FAQs
What would the monthly payment be for 1558 CUMIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,800/mo — principal and interest, the actual property-tax bill, the $269/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1558 CUMIN DRIVE?+
The association fee works out to $269 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1558 CUMIN DRIVE?+
The most recent tax bill on record (2024) was $2,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1558 CUMIN DRIVE be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1558 CUMIN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $179,900, this home is listed about 40% below the Poinciana median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1558 CUMIN DRIVE?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the POINCIANA 34759 market on paper
$179,900 is 16% below the POINCIANA 34759 median of $215,000.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
157 days on market against a Poinciana median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $189,000, now $179,900 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PROFILES INTERNATIONAL REALTY · Ekramul Chowdhury. MLS #S5144674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Poinciana homes, in your inbox
Like 1558 CUMIN DRIVE but not quite? A daily digest of every new listing in Poinciana — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →