1644 CUMIN DRIVE, POINCIANA, FL, 34759
Active9 days on marketListed Jul 24, 2026MLS #S5154031
About this home
1644 CUMIN DRIVE
Virtually Staged. Welcome to this beautifully maintained fully furnished 2-bedroom, 2-bathroom home located in the desirable Tuscany Preserve Community. Whether you’re looking for a primary residence, vacation home, or an income-producing short-term rental, this turnkey property is ready for its next owner. Enjoy peace of mind with a brand-new A/C system installed in July 2026, providing energy efficiency and comfort for years to come. Inside, you’ll find an open and inviting floor plan featuring granite countertops, stainless steel appliances, and tasteful furnishings that are in immaculate condition—everything you need to start enjoying the home or welcoming guests immediately. Step outside to the screened-in patio and unwind while taking in the beautiful pond views, the perfect setting for morning coffee or relaxing evenings. Ideally situated just a short drive from parks, shopping, dining, and major attractions, this home offers exceptional appeal for both homeowners and vacation rental guests. The community features a resort-style swimming pool, clubhouse, and outstanding amenities designed for the enjoyment of the entire family. Don’t miss this rare opportunity to own a move-in-ready, fully furnished waterfront home with excellent investment potential in one of Central Florida’s most desirable locations.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
923
Sqft
0.05 ac
Lot size
2010
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,684 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,684/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TUSCANY PRESERVE PH 03
$190 vs $182
Days on market
9 vs 54 typical
Where $190/sqft sits among the 16 homes for sale in TUSCANY PRESERVE PH 03
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,850/mo median
Live Poinciana rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Lake Marion Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Tuscany is a short-term-rental community. See the full guide →
Lake Marion Village — neighborhood snapshot
Population
11,407
Median age
42
Median income
$49,898
Median home value
$208,705
Avg household
3
Households w/ children
1,676
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Poinciana market
$300K → $282K
Poinciana median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
4 of 16
TUSCANY PRESERVE PH 03 have cut their price
Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the POINCIANA 34759 median. See the full Poinciana market guide →
Paper trail
This home's history
Reality check
What actually sold near 1644 CUMIN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$172,500
1585 CUMIN DRIVE · same community
2 bd · 2 ba · 923 sqft · $187/sqft · 31 DOM
Sold · Sep ’25$134,900
1773 CORIANDER DRIVE · same community
2 bd · 2 ba · 803 sqft · $168/sqft · 3 DOM
Sold · Jul ’26$185,000
1742 CORIANDER DRIVE UNIT 1742 · same community
2 bd · 2 ba · 1,050 sqft · $176/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1644 CUMIN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1644 CUMIN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1644 CUMIN DRIVE FAQs
What would the monthly payment be for 1644 CUMIN DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,684/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1644 CUMIN DRIVE?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1644 CUMIN DRIVE?+
The most recent tax bill on record (2025) was $2,593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 1644 CUMIN DRIVE be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 1644 CUMIN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Poinciana?+
At $175,000, this home is listed about 42% below the Poinciana median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1644 CUMIN DRIVE?+
Laurel Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the POINCIANA 34759 market on paper
$175,000 is 19% below the POINCIANA 34759 median of $215,000.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
Keep looking
Similar homes nearby
Listing courtesy of PREMIUM PROPERTIES R.E SERVICE · Mercedes Feliciano. MLS #S5154031.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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