5619 BAYSHORE ROAD UNIT 312, PALMETTO, FL, 34221
Active297 days on marketListed Oct 14, 2025MLS #S5135679
About this home
5619 BAYSHORE ROAD UNIT 312
Welcome to Terra Ceia Manor, a quaint 55+ manufactured home community located in Palmetto, Florida. This location is convenient to both Bradenton and the St Pete area, just a few minutes drive from the Sunshine Skyway! This 2 bedroom / 2 bathroom home has a wonderful location in the community, right across from the clubhouse and all the amenities! BRAND NEW HVAC INSTALLED APRIL 2026! Step in to the front door to an additional seating area. This will lead you into the main living space, with the living room, dining room, and kitchen. The rear of the home has the 2nd bedroom, and 2nd full bathroom. The master suite features an ensuite bathroom. In addition to the carport, there is a screen room for extra living space! Terra Ceia Manor has plenty of amenities, including a clubhouse, horseshoes, shuffleboard, and community pool. There is always something to do, and activities include bingo, euchre, bridge, coffee hours, game nights, poker, potluck dinners, and water aerobics. This is a 55+ cooperative community. Ready for IMMEDIATE closing!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0.08 ac
Lot size
1975
Year built
One
Levels
$107
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,270 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,270/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.3%
$/sqft vs TERRA CEIA MANOR CO-OP
$107 vs $123
Days on market
297 vs 56 typical
Where $107/sqft sits among the 8 homes for sale in TERRA CEIA MANOR CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 8
TERRA CEIA MANOR CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5619 BAYSHORE ROAD UNIT 312
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$122,000
5619 BAYSHORE ROAD UNIT 157 · same community
2 bd · 2 ba · 1,152 sqft · $106/sqft · 38 DOM
Sold · Aug ’25$80,000
5619 BAYSHORE ROAD UNIT 211 · same community
2 bd · 2 ba · 1,080 sqft · $74/sqft · 120 DOM
Sold · Apr ’26$125,000
5619 BAYSHORE ROAD UNIT 142 · same community
2 bd · 2 ba · 1,056 sqft · $118/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5619 BAYSHORE ROAD UNIT 312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5619 BAYSHORE ROAD UNIT 312 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5619 BAYSHORE ROAD UNIT 312 FAQs
What would the monthly payment be for 5619 BAYSHORE ROAD UNIT 312?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,270/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5619 BAYSHORE ROAD UNIT 312?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5619 BAYSHORE ROAD UNIT 312?+
The most recent tax bill on record (2024) was $1,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5619 BAYSHORE ROAD UNIT 312?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $119,500, this home is listed about 70% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5619 BAYSHORE ROAD UNIT 312?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALMETTO 34221 market on paper
$119,500 is 68% below the PALMETTO 34221 median of $372,000, and at $107/sqft it sits under the Palmetto average of $232.
02Time on market is leverage
297 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $149,500, now $119,500 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THREE MOUNTAINS REALTY · Kathryn Valentine. MLS #S5135679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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