5619 BAYSHORE ROAD UNIT 160, PALMETTO, FL, 34221
Active210 days on marketListed Jan 9, 2026MLS #A4677278
About this home
5619 BAYSHORE ROAD UNIT 160
Move-in ready and thoughtfully maintained, this turnkey 2-bedroom, 2-bath mobile home is located in the well-established 55+ community of Terra Ceia Manor. The home offers a bright, functional floor plan with comfortable living spaces and the flexibility to accommodate guests. Enjoy the convenience of low-maintenance living with HOA-provided yard maintenance, giving you more time to relax and enjoy life. Residents of Terra Ceia Manor enjoy access to a community clubhouse and pool, creating a friendly and social atmosphere. Whether you’re looking to downsize or simply enjoy a more relaxed pace of life, this home provides an affordable opportunity in a welcoming community. Conveniently located near shopping, dining, and everyday conveniences, this property is ready for its next owner to move in and enjoy.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,276
Sqft
0.09 ac
Lot size
1981
Year built
One
Levels
$94
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,228 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,228/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2%
$/sqft vs TERRA CEIA MANOR CO-OP
$94 vs $123
Days on market
210 vs 56 typical
Where $94/sqft sits among the 8 homes for sale in TERRA CEIA MANOR CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 8
TERRA CEIA MANOR CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5619 BAYSHORE ROAD UNIT 160
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$120,000
5619 BAYSHORE ROAD UNIT 164 · same community
2 bd · 2 ba · 1,224 sqft · $98/sqft · 298 DOM
Sold · Jan ’26$150,000
5619 BAYSHORE ROAD UNIT 421 · same community
2 bd · 2 ba · 1,344 sqft · $112/sqft · 7 DOM
Sold · Feb ’26$112,000
5619 BAYSHORE ROAD UNIT 469 · same community
2 bd · 2 ba · 1,344 sqft · $83/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5619 BAYSHORE ROAD UNIT 160 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5619 BAYSHORE ROAD UNIT 160 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5619 BAYSHORE ROAD UNIT 160 FAQs
What would the monthly payment be for 5619 BAYSHORE ROAD UNIT 160?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,228/mo — principal and interest, the actual property-tax bill, the $188/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5619 BAYSHORE ROAD UNIT 160?+
The association fee works out to $188 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5619 BAYSHORE ROAD UNIT 160?+
The most recent tax bill on record (2024) was $1,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5619 BAYSHORE ROAD UNIT 160?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $120,000, this home is listed about 70% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5619 BAYSHORE ROAD UNIT 160?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALMETTO 34221 market on paper
$120,000 is 68% below the PALMETTO 34221 median of $372,490, and at $94/sqft it sits under the Palmetto average of $232.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
210 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $145,000, now $120,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ariel Sarmiento, LLC. MLS #A4677278.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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