5619 BAYSHORE ROAD UNIT 328, PALMETTO, FL, 34221
Active177 days on marketListed Feb 11, 2026MLS #A4682273
About this home
5619 BAYSHORE ROAD UNIT 328
MOTIVATED SELLER, PRIVATE LOCATION & LOW HOA fee of $199 monthly which includes water, sewer, trash and lawn mowing!!! Whether you’re dreaming of a tropical getaway or a year-round Florida retreat, this charming furnished home is ready for you to move right in! With two bedrooms, two full baths, and inviting indoor and outdoor spaces, it’s perfect for immediate enjoyment. Featuring updated appliances, a neutral color palette, and a relaxed nautical vibe, it offers both comfort and style. The prime location provides added privacy with no neighbors directly behind the back patio. Located in Terra Ceia Manor, a well-maintained, resident-owned 55+ manufactured home community, you’ll have access to plenty of activities like dances, bingo, dinners, game nights, and more. Take a dip in the sparkling heated pool, shoot a game in the billiards room, or unwind with a book from the library. Nearby amenities include Manatee Memorial Hospital just 5 miles away, North River Ranch Fire Department 1.5 miles away, five golf courses, Ellenton Outlet Mall within 15 minutes, beautiful beaches within 20–30 minutes, and restaurants, grocery stores, banks, and convenience shops all within 8 minutes. Plus, three airports being just 30–45 minutes away. This isn’t just a move-in ready home—it’s a welcoming community and lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
918
Sqft
0.07 ac
Lot size
1977
Year built
One
Levels
$136
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,251 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,251/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.6%
$/sqft vs TERRA CEIA MANOR CO-OP
$136 vs $118
Days on market
177 vs 56 typical
Where $136/sqft sits among the 8 homes for sale in TERRA CEIA MANOR CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $350K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
4 of 8
TERRA CEIA MANOR CO-OP have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 5619 BAYSHORE ROAD UNIT 328
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$61,000
5619 BAYSHORE RD UNIT 126 · same community
2 bd · 2 ba · 840 sqft · $73/sqft · 20 DOM
Sold · Mar ’26$81,000
5619 BAYSHORE ROAD UNIT 111 · same community
2 bd · 2 ba · 800 sqft · $101/sqft · 35 DOM
Sold · Apr ’26$125,000
5619 BAYSHORE ROAD UNIT 142 · same community
2 bd · 2 ba · 1,056 sqft · $118/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5619 BAYSHORE ROAD UNIT 328 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5619 BAYSHORE ROAD UNIT 328 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5619 BAYSHORE ROAD UNIT 328 FAQs
What would the monthly payment be for 5619 BAYSHORE ROAD UNIT 328?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,251/mo — principal and interest, the actual property-tax bill, the $199/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5619 BAYSHORE ROAD UNIT 328?+
The association fee works out to $199 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5619 BAYSHORE ROAD UNIT 328?+
The most recent tax bill on record (2024) was $1,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5619 BAYSHORE ROAD UNIT 328?+
The listing reports pets: Breed Restrictions, Cats OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $125,000, this home is listed about 68% below the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5619 BAYSHORE ROAD UNIT 328?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALMETTO 34221 market on paper
$125,000 is 67% below the PALMETTO 34221 median of $373,690, and at $136/sqft it sits under the Palmetto average of $232.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
177 days on market against a Palmetto median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $137,900, now $125,000 — a $13K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Lyn Breedlove. MLS #A4682273.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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