8074 SE River Lane, Stuart FL 34997, STUART, FL, 34997
Active168 days on marketListed Feb 6, 2026MLS #R11161536
About this home
8074 SE River Lane, Stuart FL 34997
PRICED TO SELL (AS IS) - Come ALL Investors & Or Buyers! Located in the hidden gem community of South River Colony, this ranch style 4-bedroom, 2-bath home offers an incredible opportunity with plenty of potential to make it your own. Situated in a highly convenient location, just minutes from downtown Stuart, major highways, and local boat ramps. The home is ideal for those who value accessibility and an active lifestyle. Tucked away on a quiet street, the property offers privacy while still being close to everything. The community has boat and RV storage available, a rare and valuable feature.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,063
Sqft
2
Garage
1976
Year built
1
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,036 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,036/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.6%
$/sqft vs Stuart actives
$242 vs $266
Days on market
168 vs 94 typical
Where $242/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South River Colony
Get to know Stuart. See the full Stuart guide →
South River Colony — neighborhood snapshot
Population
428
Median age
66
Median income
$96,948
Median home value
$341,600
Avg household
2
Households w/ children
21%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 8074 SE River Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$879,000
207 Cardinal Trail, Stuart FL 34997 · same community
3 bd · 2 ba · 1,745 sqft · $504/sqft · 1 DOM
Sold · Mar ’26$544,888
Nearby listing
3 bd · 2.5 ba · 2,057 sqft · $265/sqft · 0 DOM
Sold · Jun ’26$529,995
171 SE Birch Terrace # 740, Stuart FL 34997
3 bd · 2.5 ba · 2,057 sqft · $258/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8074 SE River Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8074 SE River Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8074 SE River Lane FAQs
What would the monthly payment be for 8074 SE River Lane, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,036/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8074 SE River Lane, Stuart FL 34997?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8074 SE River Lane, Stuart FL 34997?+
The most recent tax bill on record (2025) was $8,251. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8074 SE River Lane, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $499,000, this home is listed about 88% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8074 SE River Lane, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), South Fork High School (high), Crystal Lake Elementary School (elementary) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 28% above the STUART 34997 median — but at 2,063 sqft it's also nearly twice the size of the typical Stuart listing.
02Strong assigned schools
Dr. David L. Anderson Middle School, South Fork High School, Crystal Lake Elementary School — Crystal Lake Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $599,000, now $499,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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