1887 SE Ocean Cove Way, Stuart FL 34996, STUART, FL, 34996
Active105 days on marketListed Apr 20, 2026MLS #B26018142
About this home
1887 SE Ocean Cove Way, Stuart FL 34996
Magnificent, 2023 Built Solid CBS~3BR/2.5BA/2 Car Garage~ This is the Largest & BEST LOT it's the last TOWNHOME & backs up to a small preserve w/no side neighbors! This home is Light, Bright & Inviting offering so many upgrades including Impact Windows & Doors, Upgraded Impact Glass Front Door, lots of extra LED Lighting, Ceiling Fans & Window Treatments. Open Floor Plan ~ Kitchen has White Shaker Cabinets, Quartz Countertops, Upgraded Stainless Appliances, Pantry & Kitchen Island. High Ceilings throughout! Oversized Bedrooms all w/walk in closets. Upgraded Bathrooms, Washer & Dryer, Brick Paver back Patio w/wrap around walkway! This Townhome offers unbeatable proximity to the beach, golf, fishing, shopping, hospitals & fine dining & so much more! Bring your Trucks and Pets!! Must See!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,605
Sqft
0.0463 ac
Lot size
2
Garage
2023
Year built
2
Levels
$312
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,209 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,209/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Stuart actives
$312 vs $265
Days on market
105 vs 67 typical
Where $312/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Stuart
Get to know Stuart. See the full Stuart guide →
STUART 34996 — neighborhood snapshot
Population
10,875
Median age
64.8
Median income
$82,898
Median home value
$409,400
Avg household
1.89
Households w/ children
566
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 151% above the STUART 34996 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 1887 SE Ocean Cove Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$435,000
1860 SE Tarni Way, Stuart FL 34996 · same community
3 bd · 2.5 ba · 1,637 sqft · $266/sqft · 3 DOM
Sold · Sep ’25$380,000
1857 SE Tarni Way, Stuart FL 34996 · same community
3 bd · 2.5 ba · 1,816 sqft · $209/sqft · 135 DOM
Sold · Jan ’26$442,000
141 Ocean Cove Drive, Jupiter FL 33477 · same community
2 bd · 2.5 ba · 1,288 sqft · $343/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1887 SE Ocean Cove Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1887 SE Ocean Cove Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1887 SE Ocean Cove Way FAQs
What would the monthly payment be for 1887 SE Ocean Cove Way, Stuart FL 34996?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,209/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1887 SE Ocean Cove Way, Stuart FL 34996?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1887 SE Ocean Cove Way, Stuart FL 34996?+
The most recent tax bill on record (2025) was $7,428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1887 SE Ocean Cove Way, Stuart FL 34996?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $499,999, this home is listed about 17% above the Stuart median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1887 SE Ocean Cove Way, Stuart FL 34996?+
Stuart Middle School (middle), Felix A Williams Elementary School (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,999 runs 151% above the STUART 34996 median.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Stuart Middle School, Felix A Williams Elementary School, Jensen Beach High School — Felix A Williams Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $525,000, now $499,999 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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