5232 SE 55th Terrace, Stuart FL 34997, STUART, FL, 34997
Active172 days on marketListed Feb 6, 2026MLS #R11161542
About this home
5232 SE 55th Terrace, Stuart FL 34997
EXCEPTIONAL NEW CONSTRUCTION IN SANDY RIDGE— MOVE-IN READY! Discover this brand-new, quality-built CBS home offering 3 bedrooms, 2 full baths, and a 2-car garage in the heart of Port Salerno/Stuart. Designed for modern Florida living, this home features impact-rated windows and doors for safety and energy efficiency, luxury quartz countertops, large 24×36 tile flooring in living area, and all stainless-steel appliances. Perfect for entertaining and everyday life. The open floor plan invites abundant natural light into the spacious living and dining areas, while the well-appointed kitchen boasts sleek cabinetry and premium finishes. Enjoy low-maintenance living and unbeatable location near schools, shopping, beaches, dining, and the Intracoastal Waterway. Buyer to verify room size.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,406
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
1
Levels
$327
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.3%
$/sqft vs Stuart actives
$327 vs $265
Days on market
172 vs 94 typical
Where $327/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sandy Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
Rental comps for this area are thin right now — ask us for a hand-pulled rent analysis alongside the short-term projection.
Where it sits
Inside Sandy Ridge
Sandy Ridge is a short-term-rental community. See the full guide →
Sandy Ridge — neighborhood snapshot
Population
585
Median age
54
Median income
$137,083
Median home value
$480,900
Avg household
2
Households w/ children
47%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 5232 SE 55th Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$229,000
6856 SE Bunker Hill Drive, Hobe Sound FL 33455
2 bd · 2 ba · 1,384 sqft · $165/sqft · 11 DOM
Sold · Apr ’26$339,000
6756 SE Bunker Hill Dr, Hobe Sound FL 33455
2 bd · 2 ba · 1,384 sqft · $245/sqft · 48 DOM
Sold · Jul ’26$326,000
5962 SE Wilsie Drive, Stuart FL 34997
3 bd · 2 ba · 1,377 sqft · $237/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5232 SE 55th Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5232 SE 55th Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5232 SE 55th Terrace FAQs
What would the monthly payment be for 5232 SE 55th Terrace, Stuart FL 34997?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,183/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5232 SE 55th Terrace, Stuart FL 34997?+
The most recent tax bill on record (2025) was $1,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5232 SE 55th Terrace, Stuart FL 34997 be rented short-term?+
Yes — this home sits inside Sandy Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5232 SE 55th Terrace, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $459,900, this home is listed about 74% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5232 SE 55th Terrace, Stuart FL 34997?+
Murray Middle School (middle), Port Salerno Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$459,900 runs 18% above the STUART 34997 median — but at 1,406 sqft it's also 40% larger than the typical Stuart listing.
02Zoned for nightly rentals
Sandy Ridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Other & Other Water View views
The other and other water view view is part of what you're buying — views hold value independently of the structure.
04The price has already moved
Listed at $590,000, now $459,900 — a $130K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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