41 N 20TH ST UNIT 18, HAINES CITY, FL, 33844
Active4 days on marketListed Aug 3, 2026MLS #P4939483
About this home
41 N 20TH ST UNIT 18
Tucked inside the gated 55+ community of Landmark Baptist Village, this inviting 2-bedroom, 2-bath home offers a relaxed and easygoing Florida lifestyle. The split-bedroom layout provides added privacy, while the comfortable living and dining area creates a welcoming place to gather, unwind or entertain. Several important improvements have already been completed, including an HVAC system installed in 2024 and a roof replaced in 2018. Dual-zone climate control allows the temperature to be regulated independently in two sections of the home, providing added comfort and flexibility. A portable backup generator offers extra peace of mind during unexpected outages, and the attached one-car garage provides convenient parking and storage. Enjoy gated community living close to downtown Haines City, shopping, dining, medical services and everyday conveniences. With US 27 nearby, Winter Haven, Davenport, Interstate 4 and Central Florida attractions are conveniently accessible. Whether used as a year-round residence or a Florida retreat, this charming home is ready for its next owner.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
880
Sqft
0.09 ac
Lot size
1
Garage
1987
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,598 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,598/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs Haines City actives
$205 vs $174
Days on market
4 vs 41 typical
Where $205/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $300K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
185 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 41 N 20TH ST UNIT 18
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$159,900
41 N 20TH STREET UNIT 10 · same community
2 bd · 2 ba · 880 sqft · $182/sqft · 45 DOM
Sold · Oct ’25$175,000
41 N 20TH STREET UNIT 31 · same community
2 bd · 2 ba · 880 sqft · $199/sqft · 68 DOM
Sold · Jun ’26$150,000
41 N 20TH STREET UNIT 24 · same community
2 bd · 2 ba · 880 sqft · $170/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 41 N 20TH ST UNIT 18 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 41 N 20TH ST UNIT 18 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
41 N 20TH ST UNIT 18 FAQs
What would the monthly payment be for 41 N 20TH ST UNIT 18?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,598/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 41 N 20TH ST UNIT 18?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 41 N 20TH ST UNIT 18?+
The most recent tax bill on record (2026) was $2,501. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 41 N 20TH ST UNIT 18?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $180,000, this home is listed about 42% below the Haines City median of $311,190. The market section on this page shows how the area is trending.
Which schools are assigned to 41 N 20TH ST UNIT 18?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAINES CITY 33844 market on paper
$180,000 is 39% below the HAINES CITY 33844 median of $294,944.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Only 4 days on market in a Haines City market that averages 41 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PALM RIDGE REALTY · Gerald Moore. MLS #P4939483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Haines City homes, in your inbox
Like 41 N 20TH ST UNIT 18 but not quite? A daily digest of every new listing in Haines City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →