229 N 13TH STREET, HAINES CITY, FL, 33844
Active29 days on marketListed Jul 14, 2026MLS #P4939274
About this home
229 N 13TH STREET
Discover the character and possibilities this unique older Florida home has to offer! Situated on a spacious corner lot with a fenced yard, this wood-frame home with a stucco exterior features two bedrooms and two bathrooms in the main living area. An additional upstairs space provides plenty of room for storage or the potential to be finished with drywall and transformed into a third bedroom, home office, hobby room, or additional living space.One of the standout features of this property is the separate garage area, complete with its own bathroom and shower, offering additional convenience and versatility. Whether you are looking for workshop space, additional storage, or room to accommodate your individual needs, this property offers plenty of possibilities.The spacious fenced yard provides room to enjoy the outdoors, while the large corner lot adds to the appeal of this unique property. Conveniently located near shopping, dining, major highways, and Central Florida’s world-famous theme parks. Centrally located in the heart of Florida, this property offers a great combination of character, space, convenience, and potential. Bring your ideas and make this one your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,064
Sqft
0.23 ac
Lot size
1
Garage
1926
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,368 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,368/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Haines City actives
$169 vs $174
Days on market
29 vs 41 typical
Where $169/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $303K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
193 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 229 N 13TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$179,000
206 S 20TH STREET
3 bd · 1 ba · 1,053 sqft · $170/sqft · 0 DOM
Sold · Sep ’25$200,000
352 W GRAHAM PARK DRIVE
3 bd · 2 ba · 1,127 sqft · $177/sqft · 168 DOM
Sold · Jan ’26$200,000
314 N RAILROAD AVE
3 bd · 1 ba · 1,000 sqft · $200/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 229 N 13TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 229 N 13TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
229 N 13TH STREET FAQs
What would the monthly payment be for 229 N 13TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,368/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 229 N 13TH STREET?+
The most recent tax bill on record (2025) was $822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Haines City?+
At $180,000, this home is listed about 42% below the Haines City median of $312,900. The market section on this page shows how the area is trending.
Which schools are assigned to 229 N 13TH STREET?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STACEY TOWNS REALTY LLC · Stacey Towns Friend. MLS #P4939274.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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