5245 ISLAND VIEW CIRCLE N, POLK CITY, FL, 33868
Active43 days on marketListed Jun 26, 2026MLS #P4939161
About this home
5245 ISLAND VIEW CIRCLE N
Welcome to the ultimate retreat for Class A motorhome enthusiasts in Phase 5 of Mount Olive Shores. This beautifully landscaped, resort-style lot is thoughtfully designed with a generous concrete slab capable of accommodating any size Class A motorhome. Full public utility hookups with 200 AMP service ensure seamless functionality and convenience. A spacious, air-conditioned casita enhances the property, featuring a full bathroom, washer and dryer, and a comfortable living area. An extra-large attached screened porch extends your living space outdoors, creating the perfect setting to unwind after a day of travel or adventure. With ample room remaining on the lot, there is outstanding potential to add a manufactured home and RV port, allowing you to tailor the property to your specific lifestyle and long-term plans. The HOA provides exceptional value, covering trash service, basic lawn care, maintenance of common areas, and upkeep of the community’s gated entrances and fencing. Residents also enjoy access to a brand-new 5,000-square-foot heated and cooled Community Center designed to elevate the Mount Olive Shores experience. Amenities include a full kitchen, regulation-size pool and shuffleboard tables, dart board, arcade games, a dedicated card room, library, vending area, and a covered BBQ lanai ideal for social gatherings. A vibrant calendar of seasonal events — including Bingo, karaoke nights, potluck dinners, holiday celebrations, and numerous social activities — fosters a dynamic and engaging community atmosphere. Located just minutes from I-4, Mount Olive Shores provides convenient access to shopping, major medical facilities, and both Tampa and Orlando International Airports, with Central Florida attractions less than an hour away. As a secure, gated, deed-restricted community exclusively for Class A motorhomes, ownership or lease of a Class A motorhome is required the first year of residency to preserve the integrity of this distinctive lifestyle. This is more than a lot — it’s an opportunity to secure your place in one of Central Florida’s premier Class A motorcoach communities.
Facts & features
The home at a glance
0.13 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$994 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$994/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $290K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 5245 ISLAND VIEW CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$190,000
5207 ISLAND VIEW CIRCLE S · same community
3 bd · 2 ba · 1,216 sqft · $156/sqft · 66 DOM
Sold · Jul ’26$145,000
5248 ISLAND VIEW CIRCLE S · same community
2 bd · 2 ba · 1,277 sqft · $114/sqft · 119 DOM
Sold · Mar ’26$195,000
8909 SOUTHSHORE COURT
1 bd · 1 ba · 494 sqft · $395/sqft · 434 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5245 ISLAND VIEW CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5245 ISLAND VIEW CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5245 ISLAND VIEW CIRCLE N FAQs
What would the monthly payment be for 5245 ISLAND VIEW CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $994/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5245 ISLAND VIEW CIRCLE N?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5245 ISLAND VIEW CIRCLE N?+
The most recent tax bill on record (2025) was $836. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5245 ISLAND VIEW CIRCLE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $105,000, this home is listed about 74% below the Polk City median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5245 ISLAND VIEW CIRCLE N?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner. MLS #P4939161.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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