5226 ISLAND VIEW CIRCLE N, POLK CITY, FL, 33868
Active155 days on marketListed Mar 5, 2026MLS #P4937680
About this home
5226 ISLAND VIEW CIRCLE N
Class A motorhome owners—this is the waterfront property you’ve been waiting for in the highly sought-after gated community of Mount Olive Shores. This beautifully maintained Palm Harbor home offers 1,536 square feet of comfortable living space and is thoughtfully designed for the ultimate motorcoach lifestyle. Designed with RV enthusiasts in mind, the property features an oversized 15’ x 60’ RV port, providing ample room for large motorhomes while allowing plenty of space to fully extend multiple slide-outs with ease. The covered port offers convenient access to the home and excellent protection from the Florida sun and weather. Recent improvements provide valuable peace of mind, including a brand-new metal roof and fully updated anchoring system, along with a Foundation Certification Letter verifying the home’s structural integrity. The home also features a new A/C system installed in 2016. Inside, you’ll find two bedrooms, two full bathrooms, a dedicated laundry room, and a bright open living area featuring a combination of carpet and luxury vinyl flooring. Above the workshop is a second-floor bonus room, ideal for a home office, hobby room, guest retreat, or additional storage. This waterfront property offers multiple places to enjoy tranquil water views. The spacious Florida Room overlooks the water and features a convenient built-in Murphy bed, providing flexible space for visiting guests while still functioning as an inviting sitting area. Just outside, the waterfront lanai offers the perfect place to relax, entertain, and take in the peaceful scenery. Mount Olive Shores is a premier gated Class A motorhome community offering exceptional amenities. Residents now enjoy a brand-new 5,000-square-foot heated and cooled Community Center featuring a full kitchen, regulation size shuffleboard and pool tables, arcade games, card room, library, vending area, and a covered BBQ lanai. A vibrant social calendar including bingo, karaoke, holiday celebrations, potluck dinners, and community gatherings creates a welcoming and active lifestyle. Conveniently located just minutes from I-4, residents enjoy easy access to Orlando and Tampa, world-class theme parks, shopping, dining, major medical facilities, and Florida’s beautiful beaches. The annual HOA fee includes lawn maintenance and common area care, supporting a low-maintenance lifestyle. Deed restrictions require ownership or lease of a Class A motorhome the first year of residency. Waterfront properties with full RV port accommodations in Mount Olive Shores are rarely available. Don’t miss the opportunity to secure your place in one of Central Florida’s most desirable motorcoach communities.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,536
Sqft
0.19 ac
Lot size
1997
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,077 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,077/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Polk City actives
$163 vs $279
Days on market
155 vs 57 typical
Where $163/sqft sits among the 85 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
46 of 85
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 410% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 5226 ISLAND VIEW CIRCLE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$145,000
5248 ISLAND VIEW CIRCLE S · same community
2 bd · 2 ba · 1,277 sqft · $114/sqft · 119 DOM
Sold · Feb ’26$190,000
5207 ISLAND VIEW CIRCLE S · same community
3 bd · 2 ba · 1,216 sqft · $156/sqft · 66 DOM
Sold · Jul ’26$329,990
5543 BELDI DRIVE
3 bd · 2 ba · 1,536 sqft · $215/sqft · 135 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5226 ISLAND VIEW CIRCLE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5226 ISLAND VIEW CIRCLE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5226 ISLAND VIEW CIRCLE N FAQs
What would the monthly payment be for 5226 ISLAND VIEW CIRCLE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,077/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5226 ISLAND VIEW CIRCLE N?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5226 ISLAND VIEW CIRCLE N?+
The most recent tax bill on record (2025) was $2,818. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5226 ISLAND VIEW CIRCLE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $250,000, this home is listed about 37% below the Polk City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5226 ISLAND VIEW CIRCLE N?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner. MLS #P4937680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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