5147 ISLAND VIEW CIRCLE S, POLK CITY, FL, 33868
Active60 days on marketListed Jun 8, 2026MLS #P4938964
About this home
5147 ISLAND VIEW CIRCLE S
Escape the ordinary and enjoy the waterfront lifestyle from day one at this beautifully improved lot in Mount Olive Shores. Unlike many vacant lots, this property is already set up for comfortable enjoyment with a fully furnished and air-conditioned 10’ x 20’ casita shed featuring a living area, full bath, and washer and dryer. Step outside to the attached covered porch overlooking the canal—an ideal spot to enjoy your morning coffee, unwind after a day of travel, or simply watch the wildlife pass by. The oversized concrete pad includes full public utility hookups and 50-amp service, providing ample space for virtually any Class A motorhome. Whether you’re looking for a seasonal retreat, a future homesite, or both, this property offers exceptional flexibility. The 8,703-square-foot parcel is large enough to accommodate a manufactured home and RV port with HOA approval, allowing you to create the Florida motorcoach lifestyle you’ve been envisioning. Mount Olive Shores residents enjoy a brand-new 5,000-square-foot Community Center featuring a full kitchen, regulation-size shuffleboard and pool tables, card room, library, arcade games, vending area, and covered BBQ lanai. A busy social calendar includes bingo, karaoke, potluck dinners, holiday celebrations, and numerous community events throughout the year. Conveniently located just minutes from I-4 between Tampa and Orlando, you’ll enjoy easy access to shopping, dining, major medical facilities, airports, and Central Florida attractions. Opportunities to own a waterfront lot with this level of existing improvement and future potential are becoming increasingly difficult to find. Secure your place in one of Central Florida’s premier Class A motorhome communities today.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,039 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,039/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $300K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 5147 ISLAND VIEW CIRCLE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$190,000
5207 ISLAND VIEW CIRCLE S · same community
3 bd · 2 ba · 1,216 sqft · $156/sqft · 66 DOM
Sold · Jul ’26$145,000
5248 ISLAND VIEW CIRCLE S · same community
2 bd · 2 ba · 1,277 sqft · $114/sqft · 119 DOM
Sold · Mar ’26$195,000
8909 SOUTHSHORE COURT
1 bd · 1 ba · 494 sqft · $395/sqft · 434 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5147 ISLAND VIEW CIRCLE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5147 ISLAND VIEW CIRCLE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5147 ISLAND VIEW CIRCLE S FAQs
What would the monthly payment be for 5147 ISLAND VIEW CIRCLE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,039/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5147 ISLAND VIEW CIRCLE S?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5147 ISLAND VIEW CIRCLE S?+
The most recent tax bill on record (2025) was $996. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5147 ISLAND VIEW CIRCLE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $110,000, this home is listed about 72% below the Polk City median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5147 ISLAND VIEW CIRCLE S?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner. MLS #P4938964.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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