145 HOLIDAY LANE, AUBURNDALE, FL, 33823
Active165 days on marketListed Feb 18, 2026MLS #P4937778
About this home
145 HOLIDAY LANE
Welcome to Ariana Shores, a vibrant and active 55+ waterfront community! This well-maintained 2-bedroom, 2-bath home offers an inviting open floor plan designed for comfortable Florida living. The kitchen features a large island with breakfast bar seating and prep space, seamlessly opening to the dining and living areas — perfect for everyday living and entertaining. A bright and spacious Florida room, surrounded by windows, fills the home with natural light and offers flexible space to use as a sitting area, hobby room, office, or additional entertaining space. The primary suite is generously sized and includes a very spacious en-suite bath. The second bedroom is also oversized, with a conveniently located guest bath just across the hall — ideal for visitors. This home is being sold furnished, with a few personal exceptions, making it truly move-in ready. Residents of Ariana Shores enjoy an active, friendly lifestyle with amenities that include a Heated community pool, a Clubhouse with social activities, Shuffleboard courts, Access to beautiful Lake Arietta, a private fishing dock and boat ramp. The purchase price includes the $30,000 co-op share, which is returned to you when you sell, adding exceptional value. Call today to schedule your private showing and start enjoying the Florida lifestyle you’ve been waiting for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.09 ac
Lot size
1976
Year built
One
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,280 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,280/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs Auburndale actives
$123 vs $189
Days on market
165 vs 50 typical
Where $123/sqft sits among the 226 Auburndale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Auburndale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
AUBURNDALE 33823 — neighborhood snapshot
Population
39,146
Median age
40.8
Median income
$64,248
Median home value
$234,300
Avg household
2.89
Households w/ children
4,326
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $335K
Auburndale median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
119 of 226
Auburndale actives have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 HOLIDAY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$104,000
104 PARADISE LANE · same community
2 bd · 2 ba · 1,080 sqft · $96/sqft · 496 DOM
Sold · Jan ’26$171,000
156 PARADISE LANE · same community
2 bd · 2 ba · 1,032 sqft · $166/sqft · 9 DOM
Sold · Mar ’26$130,000
123 HOLIDAY LANE · same community
2 bd · 2 ba · 1,096 sqft · $119/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 145 HOLIDAY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 HOLIDAY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
145 HOLIDAY LANE FAQs
What would the monthly payment be for 145 HOLIDAY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,280/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 145 HOLIDAY LANE?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 145 HOLIDAY LANE?+
The most recent tax bill on record (2025) was $2,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 HOLIDAY LANE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $129,900, this home is listed about 63% below the Auburndale median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 145 HOLIDAY LANE?+
Auburndale Central Elementary School (elementary), Jere L. Stambaugh Middle (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the AUBURNDALE 33823 market on paper
$129,900 is 60% below the AUBURNDALE 33823 median of $322,500, and at $123/sqft it sits under the Auburndale average of $198.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
165 days on market against a Auburndale median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $134,900, now $129,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 MYERS REALTY · Denise Spears. MLS #P4937778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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