4994 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL, 33868
Active244 days on marketListed Dec 12, 2025MLS #P4937263
About this home
4994 MOUNT OLIVE SHORES DRIVE
Discover an outstanding waterfront opportunity in Phase 3 of Mount Olive Shores — a premier, deed-restricted Class A motorhome community designed for those who appreciate both comfort and connection. This exceptional canal-front lot delivers beautiful water views and features a durable concrete slab engineered to accommodate any size Class A motorhome with ease. Full public utility hookups, including 50-AMP service, are already in place, providing immediate convenience. There is also ample room to add a manufactured home and RV port, giving you flexibility to expand and customize your space. Enhancing the property is a fully finished shed with power — ideal for secure storage, a workshop, or potential additional living space. Beyond the lot itself, the community lifestyle is equally impressive. Located just 3.5 miles from I-4, you’ll have quick access to shopping centers, major medical facilities, and both Tampa and Orlando International Airports — all less than an hour away. Residents now enjoy a brand-new 5,000-square-foot heated and cooled Community Center designed to elevate everyday living. This dynamic space includes: • Full kitchen • Regulation-size shuffleboard and pool tables • Dart boards and arcade games • Dedicated card room and library • Vending area • Covered BBQ lanai for gatherings A robust calendar of seasonal events — including Bingo, karaoke nights, potluck dinners, and holiday celebrations — creates consistent opportunities to socialize and build lasting relationships. Important: As a deed-restricted Class A motorhome community, ownership or lease of a Class A motorhome is required your first year of residency. This is more than a waterfront lot — it’s a strategic investment in a lifestyle defined by convenience, recreation, and community.
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$908 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$908/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $280K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4994 MOUNT OLIVE SHORES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$175,000
4961 MOUNT OLIVE SHORES DRIVE · same community
2 bd · 2 ba · 1,352 sqft · $129/sqft · 393 DOM
Sold · Mar ’26$195,000
8909 SOUTHSHORE COURT
1 bd · 1 ba · 494 sqft · $395/sqft · 434 DOM
Sold · May ’26$55,000
8921 HAMMOCK LOOP
2 bd · 1 ba · 840 sqft · $65/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4994 MOUNT OLIVE SHORES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4994 MOUNT OLIVE SHORES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4994 MOUNT OLIVE SHORES DRIVE FAQs
What would the monthly payment be for 4994 MOUNT OLIVE SHORES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $908/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4994 MOUNT OLIVE SHORES DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4994 MOUNT OLIVE SHORES DRIVE?+
The most recent tax bill on record (2024) was $940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4994 MOUNT OLIVE SHORES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $90,000, this home is listed about 78% below the Polk City median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4994 MOUNT OLIVE SHORES DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$90,000 runs 84% above the POLK CITY 33868 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
244 days on market against a Polk City median of 57 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner. MLS #P4937263.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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