David Ramirez
$265,000$279,0002 bd2 ba1,300 sqft$204 /sqft$2,085 /mo all-in ↓

5001 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL, 33868

Active331 days on marketListed Sep 16, 2025MLS #P4936257

Reduced $14KManufactured HomeMOUNT OLIVE SHORES PH 03

Come see it

Upcoming open house

Fri, Aug 21

11:00 AM – 2:00 PM

About this home

5001 MOUNT OLIVE SHORES DRIVE

Welcome to refined waterfront living in the highly desirable Class A motorhome community of Mount Olive Shores. Perfectly positioned on the water, this fully remodeled RV Port Home seamlessly blends modern luxury, structural integrity, and effortless Florida lifestyle living. Extensively renovated from top to bottom, this residence offers exceptional peace of mind with substantial system upgrades and high-end finishes throughout. The expanded and raised 14’ x 15’ x 55’ hurricane-rated motorhome port easily accommodates any size Class A motorhome with slides extended and features full utility hookups for maximum convenience. Relax and entertain while enjoying tranquil waterfront views from the composite deck with screened vinyl windows—an ideal outdoor living space designed for year-round enjoyment. Inside, the home presents like new. Notable recent improvements include: • New shingle roof (2021) • Fully reimagined kitchen (2022) with granite and marble countertops, new cabinetry, LVT flooring, stainless steel appliances, and upgraded lighting • Beautifully remodeled bathrooms with ceramic tile surrounds, new tubs, updated fixtures, and mirrors • New 3.5-ton Goodman A/C system with all new ductwork (2024) • Additional split A/C system in the Florida Room • Complete plumbing upgrade (2024) • Culligan water softener system • Fresh interior paint and retextured ceilings • Upgraded electrical outlets with USB ports • Brand-new washer and dryer • LeafGuard gutter protection system • Reinforced support pillars and tie-down system • Solar screens, new entry door, screened enclosure, and rebuilt composite entry stairs • Freshly painted driveway Every enhancement has been carefully executed, creating a true turnkey opportunity ideal for full-time residency or a seasonal waterfront retreat. Located within the gated, deed-restricted Mount Olive Shores community, residents benefit from a welcoming atmosphere and low annual HOA fees that include basic lawn care and maintenance of common areas. Just 3.5 miles from I-4, the location provides convenient access to Tampa and Orlando International Airports, premier medical facilities, shopping, dining, and Central Florida’s top attractions. Adding even more value, the community now features a brand-new 5,000-square-foot heated and cooled Community Center designed to elevate the Mount Olive Shores lifestyle. This impressive facility includes a full kitchen, regulation-size shuffleboard and pool tables, dart board, arcade games, dedicated card room, library, vending area, and a covered BBQ lanai ideal for gatherings. Residents enjoy an active social calendar featuring Bingo, karaoke nights, potluck dinners, holiday celebrations, and numerous seasonal events throughout the year—offering consistent opportunities to connect, relax, and engage. This is more than a home—it’s a lifestyle tailored specifically for the Class A motorhome enthusiast. Motorhome ownership or lease is required the first year of residency. Schedule your private showing today and experience elevated waterfront living in Mount Olive Shores.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,300

Sqft

0.23 ac

Lot size

1991

Year built

One

Levels

$204

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewWater
FacesNorthwest
ParkingRV Carport
ExteriorPrivate Mailbox · Rain Gutters · Storage

Community & fees

HOA fee$100/mo
Taxes (2024)$1,767/yr
PetsYes
CommunityFishing · Clubhouse · Deed Restrictions · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,085 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2024 actual bill$147
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,085/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$147
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$164KedgeAI estimate $176,396 · range $171K$190K$276K

vs edgeAI estimate

+50.2%

$/sqft vs Polk City actives

$204 vs $284

Days on market

331 vs 54 typical

Where $204/sqft sits among the 77 Polk City actives

27 · this home
17
15
7
4
7
$150–222$222–294$294–366$366–438$438–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Polk City

Map of 5001 MOUNT OLIVE SHORES DRIVE

Drive times from this address

Walt Disney World34 min
Universal Orlando44 min
Downtown Tampa45 min
Downtown Orlando50 min
Orlando Int’l Airport (MCO)55 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

POLK CITY 33868 — neighborhood snapshot

Population

13,676

Median age

40.7

Median income

$74,048

Median home value

$235,600

Avg household

2.89

Households w/ children

1,446

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★
HighTenoroc High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$280K$290K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

39 of 77

Polk City actives have cut their price

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 441% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $265,000 $14K
Sep 16, 2025Listed at $279,000 · 331 days on market since
1991Built · MOUNT OLIVE SHORES PH 03

Reality check

What actually sold near 5001 MOUNT OLIVE SHORES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4961 MOUNT OLIVE SHORES DRIVESold · Apr ’26

$175,000

4961 MOUNT OLIVE SHORES DRIVE · same community

2 bd · 2 ba · 1,352 sqft · $129/sqft · 393 DOM

5314 MOUNT OLIVE ROADSold · Aug ’26

$270,000

5314 MOUNT OLIVE ROAD

3 bd · 2 ba · 1,301 sqft · $208/sqft · 111 DOM

5248 ISLAND VIEW CIRCLE SSold · Jul ’26

$145,000

5248 ISLAND VIEW CIRCLE S

2 bd · 2 ba · 1,277 sqft · $114/sqft · 119 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5001 MOUNT OLIVE SHORES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5001 MOUNT OLIVE SHORES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5001 MOUNT OLIVE SHORES DRIVE FAQs

What would the monthly payment be for 5001 MOUNT OLIVE SHORES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,085/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5001 MOUNT OLIVE SHORES DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5001 MOUNT OLIVE SHORES DRIVE?+

The most recent tax bill on record (2024) was $1,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5001 MOUNT OLIVE SHORES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $265,000, this home is listed about 35% below the Polk City median of $405,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5001 MOUNT OLIVE SHORES DRIVE?+

Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$265,000 runs 441% above the POLK CITY 33868 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

331 days on market against a Polk City median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $279,000, now $265,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner. MLS #P4936257.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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