4995 MOUNT OLIVE SHORES DRIVE, POLK CITY, FL, 33868
Active331 days on marketListed Sep 16, 2025MLS #P4936230
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Upcoming open house
Fri, Aug 21
11:00 AM – 2:00 PM
About this home
4995 MOUNT OLIVE SHORES DRIVE
Stunning Waterfront Class A RV Port Home – Fully Furnished & Move-In Ready Experience the ideal balance of comfort, luxury, and lifestyle in this beautifully updated waterfront RV Port home located in the highly sought-after community of Mount Olive Shores. Offered fully furnished, this exceptional residence is truly turn-key — simply bring your Class A motorhome and begin enjoying the Florida lifestyle immediately. Inside, a bright and contemporary interior showcases extensive upgrades throughout: • Beautifully remodeled kitchen featuring sleek cabinetry, granite countertops, and high-end appliances • Newer A/C system and hot water heater for reliable year-round comfort • Luxuriously updated bathrooms • New flooring throughout the kitchen, dining area, Florida room, primary bedroom, and baths • Energy-efficient dual-pane windows and insulated metal pan roof for enhanced efficiency • Expansive Florida room with panoramic canal views and a new split A/C unit • Additional concrete slab ideal for outdoor entertaining and waterfront relaxation The spacious RV Port offers full utility hookups and is thoughtfully designed to accommodate your Class A motorhome with ease. Beyond the home itself, residents enjoy the benefits of a gated, deed-restricted community tailored specifically for Class A enthusiasts. Ownership of a Class A motorhome is required the first year of residency, preserving the integrity and appeal of this premier RV neighborhood. With low HOA fees and a welcoming atmosphere, the lifestyle here is both refined and relaxed. The community now features a brand-new 5,000-square-foot heated and cooled Community Center, elevating the living experience even further. This impressive facility includes: • Full kitchen • Regulation-size shuffleboard and pool tables • Dart board and arcade games • Dedicated card room and library • Vending area • Covered BBQ lanai ideal for social gatherings Residents enjoy a vibrant calendar of seasonal activities including bingo, karaoke nights, potluck dinners, holiday celebrations, and numerous social events throughout the year — creating endless opportunities to connect and engage. Conveniently located just 3.5 miles from I-4, you’ll have quick access to shopping, dining, major medical facilities, and the attractions of both Tampa and Orlando — each less than an hour away. Waterfront. Furnished. Move-in ready. Schedule your private showing today and elevate your lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,400
Sqft
0.27 ac
Lot size
1991
Year built
One
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.9%
$/sqft vs Polk City actives
$157 vs $284
Days on market
331 vs 57 typical
Where $157/sqft sits among the 77 Polk City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Polk City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Polk City. See the full Polk City guide →
POLK CITY 33868 — neighborhood snapshot
Population
13,676
Median age
40.7
Median income
$74,048
Median home value
$235,600
Avg household
2.89
Households w/ children
1,446
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Polk City market
$280K → $280K
Polk City median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
39 of 77
Polk City actives have cut their price
Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 349% above the POLK CITY 33868 median. See the full Polk City market guide →
Paper trail
This home's history
Reality check
What actually sold near 4995 MOUNT OLIVE SHORES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$175,000
4961 MOUNT OLIVE SHORES DRIVE · same community
2 bd · 2 ba · 1,352 sqft · $129/sqft · 393 DOM
Sold · Apr ’26$314,990
5814 KALAMATA DRIVE
3 bd · 2 ba · 1,401 sqft · $225/sqft · 43 DOM
Sold · Jul ’26$200,000
5436 JACOB AVENUE
3 bd · 2 ba · 1,404 sqft · $142/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4995 MOUNT OLIVE SHORES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4995 MOUNT OLIVE SHORES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4995 MOUNT OLIVE SHORES DRIVE FAQs
What would the monthly payment be for 4995 MOUNT OLIVE SHORES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,807/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4995 MOUNT OLIVE SHORES DRIVE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4995 MOUNT OLIVE SHORES DRIVE?+
The most recent tax bill on record (2024) was $1,858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4995 MOUNT OLIVE SHORES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Polk City?+
At $220,000, this home is listed about 46% below the Polk City median of $405,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4995 MOUNT OLIVE SHORES DRIVE?+
Polk City Elementary School (elementary), Lake Alfred Polytech Academy (middle), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$220,000 runs 349% above the POLK CITY 33868 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
331 days on market against a Polk City median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $240,000, now $220,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ed Fahner. MLS #P4936230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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