David Ramirez
Short-Term Rental Eligible
$2,3003 bd2 ba1,130 sqft$2 /sqft$177 /mo all-in ↓

2960 KOKOMO LOOP, HAINES CITY, FL, 33844

Active242 days on marketListed Nov 25, 2025MLS #P4937134

Priced 99% below the HAINES CITY 33844 medianPrivate poolFully furnishedSingle Family ResidenceKOKOMO BAY PH 01

About this home

2960 KOKOMO LOOP

Welcome to 2960 Kokomo Loop, a beautifully maintained 3-bedroom, 2-bathroom rental home offering comfort, privacy, and true Florida living. This bright and open residence features spacious living and dining areas that flow seamlessly for everyday convenience, along with a well-appointed kitchen that provides plenty of counter space and storage. Step outside to your private screened-in pool, perfect for relaxing, enjoying sunny afternoons, or hosting weekend gatherings, with the added benefit of no rear neighbors for extra privacy. Located in a well-kept Haines City neighborhood just minutes from Hwy 27, shopping, dining, golf, and local attractions, this home delivers the ideal blend of convenience and tranquility—move-in ready and waiting for its next tenant to enjoy. This property has both short and long term rental options.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,130

Sqft

0.09 ac

Lot size

1

Garage

2003

Year built

One

Levels

$2

Per sqft

Private poolFurnished

Inside

AppliancesDryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsNo

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$177 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $81Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $81
Interest rate6.00%
Loan term

Estimated payment

$177/mo

Principal & interest$14
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Haines City actives

$2 vs $174

Days on market

242 vs 36 typical

Where $2/sqft sits among the 400 Haines City actives

0 · this home
3
47
210
100
40
$2–48$48–93$93–139$139–184$184–230$230+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Southern Dunes Golf Course, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySouthern Dunes Golf Course
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketHaines City
Annual gross at median$25,200
Gross yield on this price1095.7%
Homes for rent right now148

Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Southern Dunes Golf Course

Map of 2960 KOKOMO LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World29 min
Universal Orlando39 min
Downtown Orlando45 min
Orlando Int’l Airport (MCO)50 min
Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Southern Dunes Golf Course is a short-term-rental community. See the full guide →

Southern Dunes Golf Course — neighborhood snapshot

Population

2,225

Median age

55

Median income

$49,511

Median home value

$265,000

Avg household

3

Households w/ children

120

For the school run

Polk County School District

HighHaines City Senior High School★★★★★
ElementaryHorizons Elementary School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$311K$320K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

191 of 400

Haines City actives have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

Nov 25, 2025Listed at $2,300 · 242 days on market since
2003Built · KOKOMO BAY PH 01

Reality check

What actually sold near 2960 KOKOMO LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2977 KOKOMO LOOPSold · Sep ’25

$279,000

2977 KOKOMO LOOP · same community

3 bd · 2 ba · 1,130 sqft · $247/sqft · 339 DOM

2985 KOKOMO LOOPSold · Dec ’25

$315,000

2985 KOKOMO LOOP · same community

3 bd · 2 ba · 1,130 sqft · $279/sqft · 83 DOM

2696 HEMINGWAY AVENUESold · Dec ’25

$323,000

2696 HEMINGWAY AVENUE · same community

3 bd · 2 ba · 1,130 sqft · $286/sqft · 101 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2960 KOKOMO LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2960 KOKOMO LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2960 KOKOMO LOOP FAQs

What would the monthly payment be for 2960 KOKOMO LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Can 2960 KOKOMO LOOP be rented short-term?+

Yes — this home sits inside Southern Dunes Golf Course, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2960 KOKOMO LOOP?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $2,300, this home is listed about 99% below the Haines City median of $314,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2960 KOKOMO LOOP?+

Haines City Senior High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the HAINES CITY 33844 market on paper

$2,300 is 99% below the HAINES CITY 33844 median of $295,500, and at $2/sqft it sits under the Haines City average of $177.

02Zoned for nightly rentals

Southern Dunes Golf Course is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

242 days on market against a Haines City median of 36 — sellers in this position are usually ready to negotiate.

Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · Malak Hassani Benbachir. MLS #P4937134.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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