2984 KOKOMO LOOP, HAINES CITY, FL, 33844
Active289 days on marketListed Oct 9, 2025MLS #O6350726
About this home
2984 KOKOMO LOOP
Experience elevated Florida living in this fully furnished luxury pool home located within the prestigious, gated Southern Dunes Golf & Country Club community. Thoughtfully designed for comfort and style, this residence offers a bright open-concept layout, a designer kitchen with premium finishes, and elegantly appointed living spaces ideal for both relaxing and entertaining. Retreat to the spacious primary suite, featuring a spa-inspired bath and tranquil views, while additional bedrooms provide refined comfort for family or guests. Step outside to your private screened-in pool and patio, creating a serene oasis perfect for morning coffee, sunset cocktails, or weekend gatherings. This turnkey, move-in-ready home includes stylish furnishings, curated décor, and utilities plus high-speed internet included up to a monthly cap, offering true convenience and peace of mind. Residents enjoy resort-style amenities, including a championship 18-hole golf course, clubhouse, fitness center, tennis courts, community pool, playgrounds, and 24-hour guarded security. Perfectly positioned near world-class attractions, major highways, shopping, dining, and entertainment, this exceptional home delivers the ideal blend of luxury, comfort, and location — an outstanding opportunity for executive, corporate, relocation, or seasonal living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,728
Sqft
0.15 ac
Lot size
1
Garage
2002
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$188 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$188/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Haines City actives
$2 vs $174
Days on market
289 vs 36 typical
Where $2/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Southern Dunes Golf Course, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Southern Dunes Golf Course
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Southern Dunes Golf Course is a short-term-rental community. See the full guide →
Southern Dunes Golf Course — neighborhood snapshot
Population
2,225
Median age
55
Median income
$49,511
Median home value
$265,000
Avg household
3
Households w/ children
120
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$311K → $320K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
191 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 2984 KOKOMO LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$358,000
3010 BARBADOS LANE · same community
4 bd · 3 ba · 1,546 sqft · $232/sqft · 46 DOM
Sold · Feb ’26$370,000
3120 ANTIQUA WAY · same community
4 bd · 3 ba · 1,940 sqft · $191/sqft · 79 DOM
Sold · Sep ’25$279,000
2977 KOKOMO LOOP · same community
3 bd · 2 ba · 1,130 sqft · $247/sqft · 339 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2984 KOKOMO LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2984 KOKOMO LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2984 KOKOMO LOOP FAQs
What would the monthly payment be for 2984 KOKOMO LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $188/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 2984 KOKOMO LOOP be rented short-term?+
Yes — this home sits inside Southern Dunes Golf Course, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2984 KOKOMO LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $3,900, this home is listed about 99% below the Haines City median of $314,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2984 KOKOMO LOOP?+
Haines City Senior High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the HAINES CITY 33844 market on paper
$3,900 is 99% below the HAINES CITY 33844 median of $295,500, and at $2/sqft it sits under the Haines City average of $177.
02Zoned for nightly rentals
Southern Dunes Golf Course is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
289 days on market against a Haines City median of 36 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTIES IN TOWN · Brenda Gonzalez. MLS #O6350726.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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