964 5TH STREET UNIT 964, CLERMONT, FL, 34711
Active21 days on marketListed Jul 3, 2026MLS #OM727914
About this home
964 5TH STREET UNIT 964
Welcome to 964 5th Street, Clermont, FL 34711, where comfort, convenience, and the vibrant charm of historic Clermont come together. Nestled in the peaceful Lake Dot Villas community, this beautifully maintained condo offers an exceptional opportunity for first-time homebuyers, snowbirds, investors, young professionals, or anyone looking to downsize without sacrificing location or lifestyle. Built during an era known for quality craftsmanship, this solidly constructed home has been lovingly cared for and is truly move-in ready. Inside, you'll find a warm and inviting layout designed for easy, low-maintenance living. Step outside to your private screened-in porch, where you'll enjoy tranquil views overlooking Lake Dot and the surrounding green space. Whether you're sipping your morning coffee, relaxing after a long day, or entertaining family and friends on the adjacent brick-paver patio, this outdoor retreat offers the perfect setting to enjoy Florida living. A spacious exterior storage closet provides plenty of room for bikes, golf clubs, seasonal décor, and more. The community has undergone significant recent improvements, providing peace of mind for years to come, including new roofs and fresh exterior paint completed in 2024, as well as new stairways and freshly resurfaced parking areas completed in 2025. Each owner also enjoys the convenience of two assigned parking spaces. One of the greatest features of this home is its unbeatable location. Situated just a few blocks from Historic Downtown Clermont, you'll love being able to walk or bike to an incredible selection of locally owned restaurants, charming cafés, boutique shops, and the area's popular craft brewery. Spend your weekends browsing the Clermont Farmers Market and artisan markets, enjoying community festivals, or taking in live music and entertainment throughout downtown. Outdoor enthusiasts will appreciate being just minutes from Lake Minneola, Waterfront Park, the South Lake Trail, and the Clermont Boat Ramp, offering endless opportunities for walking, running, cycling, kayaking, boating, fishing, and paddleboarding. Clermont is nationally recognized as the "Choice of Champions," attracting athletes from around the world thanks to its rolling hills, scenic trails, and the nearby National Training Center. Throughout the year, enjoy exciting waterfront festivals, triathlons, fireworks, food truck events, and concerts that make this one of Central Florida's most desirable communities. Conveniently located near Highway 50 and US-27, you'll have quick access to everyday essentials including Publix, Costco, Target, Walmart, Lowe's, Home Depot, Orlando Health South Lake Hospital, Advent Health, medical offices, shopping centers, and countless dining options. Plus, you're just a short drive from Winter Garden, Walt Disney World Resort, Orlando attractions, and Orlando International Airport. Whether you're searching for a full-time residence, a seasonal Florida retreat, or a low-maintenance investment property, 964 5th Street offers an outstanding combination of quality construction, recent community improvements, peaceful lake views, and an unbeatable downtown Clermont lifestyle. Don't miss your opportunity to own this hidden gem in one of Central Florida's most sought-after locations!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,317
Sqft
0.04 ac
Lot size
1983
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,282 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,282/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$182 vs $221
Days on market
21 vs 33 typical
Where $182/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Indian Hills — neighborhood snapshot
Population
2,405
Median age
37
Median income
$63,832
Median home value
$402,276
Avg household
2
Households w/ children
191
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
195 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 964 5TH STREET UNIT 964
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$270,000
1077 LINDEN STREET
3 bd · 2 ba · 1,313 sqft · $206/sqft · 4 DOM
Sold · Dec ’25$280,000
1249 12TH STREET
2 bd · 3 ba · 1,307 sqft · $214/sqft · 177 DOM
Sold · Jan ’26$360,000
120 W MINNEHAHA AVE AVENUE
3 bd · 2 ba · 1,276 sqft · $282/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 964 5TH STREET UNIT 964 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 964 5TH STREET UNIT 964 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
964 5TH STREET UNIT 964 FAQs
What would the monthly payment be for 964 5TH STREET UNIT 964?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,282/mo — principal and interest, the actual property-tax bill, the $393/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 964 5TH STREET UNIT 964?+
The association fee works out to $393 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 964 5TH STREET UNIT 964?+
The most recent tax bill on record (2025) was $2,523. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 964 5TH STREET UNIT 964?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $239,999, this home is listed about 49% below the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 964 5TH STREET UNIT 964?+
South Lake High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTRAL CITY REALTY · Nathaniel Suleiman. MLS #OM727914.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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