1401 W HIGHWAY 50 UNIT 45, CLERMONT, FL, 34711
Active111 days on marketListed Apr 14, 2026MLS #O6398365
About this home
1401 W HIGHWAY 50 UNIT 45
This beautiful 2 bedroom, 2 bath manufactured home is located in Emerald Lakes, a 55+ waterfront community with private marina and community boat ramp on Lake Palatka in Clermont. There is no lot rent. Recent upgrades include appliances, updated bathrooms, roof, air conditioning system, lighting, and luxury vinyl flooring throughout. The flooring system has been upgraded and is FHA approved. There is an enclosed, private sun room, living room and side screened patio. This home has an external laundry room and a workshop area. Monthly dues of $305 include Cable, Internet, water, sewer, grounds, maintenance and access to the clubhouse which has year-round activities. Residents enjoy a wealth of amenities, including a heated pool, bocce ball, shuffleboard, and a clubhouse with a library, billiards, a full kitchen and entertainment space. The community offers direct access to the Clermont Chain of Lakes, with boat slips available for rent when available. This is a fisherman’s and boater’s paradise! It is conveniently located near shopping, restaurants, golf courses and medical facilities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.08 ac
Lot size
1977
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,002 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,002/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$228 vs $223
Days on market
111 vs 33 typical
Where $228/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the Clermont median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 1401 W HIGHWAY 50 UNIT 45
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$80,000
1401 W HIGHWAY 50 UNIT 5 · same community
2 bd · 2 ba · 1,012 sqft · $79/sqft · 31 DOM
Sold · Feb ’26$140,000
1401 W HIGHWAY 50 UNIT 43 · same community
2 bd · 2 ba · 864 sqft · $162/sqft · 64 DOM
Sold · Mar ’26$169,000
1065 W MAGNOLIA STREET
2 bd · 1 ba · 1,072 sqft · $158/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1401 W HIGHWAY 50 UNIT 45 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1401 W HIGHWAY 50 UNIT 45 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1401 W HIGHWAY 50 UNIT 45 FAQs
What would the monthly payment be for 1401 W HIGHWAY 50 UNIT 45?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,002/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1401 W HIGHWAY 50 UNIT 45?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1401 W HIGHWAY 50 UNIT 45?+
The most recent tax bill on record (2025) was $176. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1401 W HIGHWAY 50 UNIT 45?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $240,500, this home is listed about 48% below the Clermont median of $466,500. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of THE WILLIAMS REAL ESTATE CO · Charlotte Williams. MLS #O6398365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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