David Ramirez
$249,9002 bd1 ba492 sqft$508 /sqft$1,972 /mo all-in ↓

16540 SUNSHINE AVENUE, CLERMONT, FL, 34714

Active194 days on marketListed Jan 19, 2026MLS #O6373325

Priced 32% below the CLERMONT 34714 medianFully furnishedModular HomeELITE RESORTS AT CITRUS VALLEY CONDO UNIT 19

About this home

16540 SUNSHINE AVENUE

Welcome to Citrus Valley RV Resort in Clermont, Florida—where resort-style living meets flexibility and opportunity. This land-owned, non-age-restricted property features a 2022 Chariot Eagle home and is believed to be the only true two-bedroom home in the community, making it a rare offering. Situated on a premium lot backing to a pond and protected wildlife nature preserve, the property offers peaceful views and exceptional privacy. The 492 sq ft home features an open floor plan, vinyl flooring throughout, standard ceiling height, pocket doors, and a well-appointed kitchen with refrigerator and microwave. The bathroom includes a walk-in shower and tub combination. Central air conditioning with a heat pump provides year-round comfort. The home is being sold fully furnished, including televisions, allowing for immediate use as a primary residence, second home, or short- or long-term rental with no known minimum stay requirements. Outdoor features include mature banana, lemon, and lime trees, aloe, and ample space for gardening. A custom drip irrigation system installed in 2025 services the entire property with the ability to isolate or remove individual zones. Additional improvements include a gazebo and a shed converted into a studio or office, equipped with a 2025 mini-split heating and cooling system. Temporary power has been supplied, and space has already been provided for the future installation of a dedicated electrical subpanel. The community allows screen porch or sunroom enclosures, offering the potential to nearly double the living space by removing the gazebo and repositioning the shed, subject to park guidelines. Residents enjoy a gated community with resort-style heated pool, clubhouse, and fitness center. The COA fee is quarterly which includes water, sewer, internet and cable, trash service at common areas, and common area maintenance. Electric service is provided by SECO Energy. Conveniently located within one block of Publix, between Four Corners and downtown Clermont, just 5 miles from Lake Louisa State Park, and only minutes from Walt Disney World, this property offers exceptional lifestyle and investment potential.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

492

Sqft

0.06 ac

Lot size

2022

Year built

One

Levels

$508

Per sqft

FurnishedPets allowed

Inside

FlooringLaminate
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Split Bedroom · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace · Pillar/Post/Pier
FacesNorth
ParkingDriveway · Guest
ExteriorCourtyard · Garden

Community & fees

Taxes (2025)$2,769/yr
PetsCats OK, Dogs OK, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Pool · Sidewalks · Special Community Restrictions · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,972 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$231
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$1,972/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$231
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clermont actives

$508 vs $223

Days on market

194 vs 33 typical

Where $508/sqft sits among the 400 Clermont actives

198
144
33
9
7
9 · this home
$165–222$222–279$279–336$336–394$394–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 16540 SUNSHINE AVENUE

Drive times from this address

Walt Disney World20 min
Universal Orlando33 min
Downtown Orlando39 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34714 — neighborhood snapshot

Population

26,826

Median age

34.2

Median income

$74,470

Median home value

$343,600

Avg household

2.82

Households w/ children

3,295

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

190 of 400

Clermont actives have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the CLERMONT 34714 median. See the full Clermont market guide →

Paper trail

This home's history

Jan 19, 2026Listed at $249,900 · 194 days on market since
2022Built · ELITE RESORTS AT CITRUS VALLEY CONDO UNIT 19

Reality check

What actually sold near 16540 SUNSHINE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16504 SUNSHINE AVENUESold · Jun ’26

$175,000

16504 SUNSHINE AVENUE · same community

1 bd · 1.5 ba · 492 sqft · $356/sqft · 113 DOM

2415 CITRUS TREE ROADSold · Nov ’25

$150,000

2415 CITRUS TREE ROAD · same community

1 bd · 1 ba · 481 sqft · $312/sqft · 266 DOM

2415 CITRUS TREE ROADSold · Feb ’26

$200,000

2415 CITRUS TREE ROAD · same community

1 bd · 1 ba · 481 sqft · $416/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16540 SUNSHINE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16540 SUNSHINE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16540 SUNSHINE AVENUE FAQs

What would the monthly payment be for 16540 SUNSHINE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,972/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16540 SUNSHINE AVENUE?+

The most recent tax bill on record (2025) was $2,769. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16540 SUNSHINE AVENUE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $249,900, this home is listed about 46% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 16540 SUNSHINE AVENUE?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the CLERMONT 34714 market on paper

$249,900 is 32% below the CLERMONT 34714 median of $370,000.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

194 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KISHROY REALTY GROUP LLC · Kishroy Gilbert. MLS #O6373325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clermont homes, in your inbox

Like 16540 SUNSHINE AVENUE but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 1, 2026 at 3:09 PM UTC. The listing information on this page last changed on August 1, 2026 at 3:09 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 1, 2026 at 3:09 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 1, 2026 at 3:09 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.