David Ramirez
Short-Term Rental Eligible
$235,000$269,000$1,901 /mo all-in ↓

13061 SWINNEY LANE, CLERMONT, FL, 34711

Active677 days on marketListed Sep 27, 2024MLS #O6245336

Priced 49% below the CLERMONT 34711 medianReduced $34KWaterfrontTIGER PAW ESTATES

About this home

13061 SWINNEY LANE

Enjoy spectacular sunsets over the lake, and approximately 277 feet of frontage along the glistening waters of Lake Pierrot--among the finest lots, offering the longest water frontage at the exclusive Tiger Paw Estates, a gated private ski lake community. Water skiers will love the location next to Lake Pierrot--a world-class private water ski lake--in a fitting setting, just across the road from the internationally renowned Swiss Ski School and Swiss Fairways. A vacation paradise ideal for golf, water skiing, and all things Central Florida. Currently several extraordinary custom homes are completed. Welcome to the area's newest luxury community!

Facts & features

The home at a glance

0.74 ac

Lot size

WaterfrontPets allowed

Inside

Outside & construction

FacesEast

Community & fees

HOA fee$141/mo
Taxes (2022)$1,353/yr
PetsYes
CommunityDock · Lake · Private Boat Ramp · Deed Restrictions · Gated Community - No Guard · Golf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Street Lights
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,901 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2022 actual bill$113
HOA fee — from the listing$141
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,225
Interest rate6.00%
Loan term

Estimated payment

$1,901/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$113
HOA / condo fee$141
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Swiss Fairways, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySwiss Fairways
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,498/mo median

MarketClermont
Annual gross at median$29,970
Gross yield on this price12.8%
Homes for rent right now154

Live Clermont rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Swiss Fairways

Map of 13061 SWINNEY LANE inside its neighborhood boundary

Drive times from this address

Downtown Orlando40 min
Universal Orlando43 min
Walt Disney World46 min
Orlando Int’l Airport (MCO)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Swiss Fairways is a short-term-rental community. See the full guide →

Swiss Fairways — neighborhood snapshot

Population

61

Median age

44

Median income

$47,188

Median home value

$250,000

Avg household

2

Households w/ children

10%

For the school run

Lake County School District

ElementaryGroveland Elementary School★★★★
MiddleGray Middle School★★★★
HighSouth Lake High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$443K$445K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $235,000 $34K
Sep 27, 2024Listed at $269,000 · 677 days on market since

Reality check

What actually sold near 13061 SWINNEY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1203 PARKWOOD AVENUESold · Jul ’26

$160,000

1203 PARKWOOD AVENUE

3 bd · 1 ba · 1,012 sqft · $158/sqft · 23 DOM

1074 PARK CENTRAL CIRCLESold · Jan ’26

$240,000

1074 PARK CENTRAL CIRCLE

3 bd · 2 ba · 1,080 sqft · $222/sqft · 70 DOM

245 CURTIS AVENUESold · Nov ’25

$365,000

245 CURTIS AVENUE

3 bd · 2 ba · 1,470 sqft · $248/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13061 SWINNEY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13061 SWINNEY LANE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

13061 SWINNEY LANE FAQs

What would the monthly payment be for 13061 SWINNEY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,901/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13061 SWINNEY LANE?+

The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13061 SWINNEY LANE?+

The most recent tax bill on record (2022) was $1,353. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 13061 SWINNEY LANE be rented short-term?+

Yes — this home sits inside Swiss Fairways, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 13061 SWINNEY LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $235,000, this home is listed about 50% below the Clermont median of $469,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13061 SWINNEY LANE?+

Groveland Elementary School (elementary), Gray Middle School (middle), South Lake High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLERMONT 34711 market on paper

$235,000 is 49% below the CLERMONT 34711 median of $457,970.

02Zoned for nightly rentals

Swiss Fairways is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Time on market is leverage

677 days on market against a Clermont median of 41 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $269,000, now $235,000 — a $34K cut. The full history is in the market section below.

Listing courtesy of LAKEFIELD REALTY GROUP LLC · Drew Ross. MLS #O6245336.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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