9670 SW 190TH TERRACE ROAD, DUNNELLON, FL, 34432
Active25 days on marketListed Jul 13, 2026MLS #OM727559
Come see it
Upcoming open house
Sat, Aug 8
1:00 PM – 3:00 PM
About this home
9670 SW 190TH TERRACE ROAD
Walk into this house and immediately feel that you are home. The high ceilings make the home feel expansive and gives extra options for decorating to your personal style. Upon entering the home, your formal living room and dining room take center stage. The kitchen is centrally located and large with so many cabinets you will have room for all your gadgets. The view from the kitchen and family room out the back of the home is amazing with established landscaping and the beautifully displayed pool and lanai. The natural light from the skylights brings the outside inside. The split plan has the primary bedroom with ensuite located off the formal living space with access to the lanai. The dual sinks with separation, the garden tub and separate shower are also bathed in natural light. The guest area is located off the family room side of the home with the second bathroom. The lot is nicely landscaped with room to add your favorite Florida flora. Maintenance to the home has been outstanding: Roof replaced in 2017, HVAC (2 stage, high efficiency heat pump) replaced in 12/2023, pool enclosure was replaced in 9/2010 (damaged in storm), Frig, stove and microwave replaced in 2024, Washer and dryer replaced in 2023/2024, pool pump replaced in 2026, attic insulation added in 2026, windows inspected with four replaced in 5/2026 and driveway replaced in 2019. Only basic cosmetics to meet your decorating style is needed. All this with community access to the Rainbow River at the member only River Park for a low annual assessment of $250. Yes, you read that correctly - annual. The community pool, tennis/pickleball courts, horseshoes, bocce ball courts, disk golf course, billiards room, exercise room and so much more are included in the annual assessment also. Rainbow Springs is a highly desirable community in north central Florida with easy access to the Gulf, the World Equestrian Center and so much more.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,888
Sqft
0.27 ac
Lot size
2
Garage
1992
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,743 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,743/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs Dunnellon actives
$201 vs $185
Days on market
25 vs 39 typical
Where $201/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
171 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 9670 SW 190TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$357,000
19021 SW 101ST PLACE
3 bd · 2 ba · 1,895 sqft · $188/sqft · 1 DOM
Sold · Jun ’26$340,000
19421 SW 100TH LOOP
3 bd · 2 ba · 1,881 sqft · $181/sqft · 45 DOM
Sold · Sep ’25$355,000
9826 SW 201ST COURT
3 bd · 2 ba · 1,875 sqft · $189/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9670 SW 190TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9670 SW 190TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9670 SW 190TH TERRACE ROAD FAQs
What would the monthly payment be for 9670 SW 190TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,743/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9670 SW 190TH TERRACE ROAD?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9670 SW 190TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $1,954. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9670 SW 190TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $379,000, this home is listed about 26% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9670 SW 190TH TERRACE ROAD?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RAINBOW SPRINGS REAL ESTATE · Lynne Eder. MLS #OM727559.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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