David Ramirez
$379,000$399,0003 bd2 ba1,456 sqft$260 /sqft$2,881 /mo all-in ↓

13971 SE 82ND LANE, DUNNELLON, FL, 34431

Active45 days on marketListed Jun 19, 2026MLS #OM726829

Reduced $20KPrivate poolSingle Family ResidenceRAINBOW HEIGHTS

About this home

13971 SE 82ND LANE

Submit an accepted offer by August 15, 2026 and the seller will contribute UP TO $10,000 toward your closing costs. Your move-in just got more affordable. They Said Find Five Acres with a Pool, a Garage, and Room for Your Horses. We Found It. Welcome to a property that checks every box on the rural Florida wish list — and then builds you a screened lanai to celebrate. Can't make it out in person yet? Walk the entire property — inside and out — with our full 360° virtual tour, linked below. Tour every room and every acre before you ever set foot on the property. This one-of-a-kind 3-bedroom, 2-bath home sits on 5 fully usable agricultural-zoned acres in Levy County, where your nearest neighbor is far enough away that the only thing you'll hear in the morning is your own livestock. Bring your horses, your chickens, your goats — the land is ready. The architecture here is genuinely unlike anything else on the market. Two repurposed shipping containers — one anchoring each side of the home — are joined by a traditionally framed center section, creating a hybrid construction that delivers the best of both worlds: the structural strength and storm resilience of corten steel where it counts most, with the familiar comfort and flexibility of frame construction at the heart of the home. Zero wood framing in the container sections means no termite risk and no rot on the exterior wings. The bedrooms are designed in the European boutique tradition — intentional, efficient, and surprisingly restful. Every inch has a purpose. Nothing is wasted. If you've ever slept better in a boutique hotel room than in your own oversized bedroom, you already understand the philosophy. Step outside and the property keeps delivering: an above-ground pool with deck for those brutal Florida summers, a covered front porch for your morning coffee, a screened lanai for evenings without the bugs, and a garage/outbuilding ready for equipment, tools, or whatever your rural lifestyle demands. Property Highlights: 3 Bed / 2 Bath | ~1,200+ sq ft Hybrid construction — shipping container wings with traditionally framed center Storm-resilient corten steel container sections — termite proof, mold resistant European boutique-style bedrooms — intentionally designed, efficiently appointed 5 acres | Agricultural/Rural zoning — horses & livestock welcome Above-ground pool with deck Screened lanai + covered front porch Garage/outbuilding Full 360° interior and exterior virtual tour available Levy County — wide open space, low taxes, no HOA Seller contributes UP TO $10,000 in closing costs if under contract by August 15, 2026

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,456

Sqft

4.76 ac

Lot size

2

Garage

2023

Year built

One

Levels

$260

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Metal Siding
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorPrivate Entrance · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$3,865/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,881 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$322
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,265
Interest rate6.00%
Loan term

Estimated payment

$2,881/mo

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$322
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dunnellon actives

$260 vs $185

Days on market

45 vs 40 typical

Where $260/sqft sits among the 400 Dunnellon actives

163
134
46
23 · this home
8
26
$137–175$175–213$213–250$250–288$288–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 13971 SE 82ND LANE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$265K$285K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

174 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 897% above the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $379,000 $20K
Jun 19, 2026Listed at $399,000 · 45 days on market since
2023Built · RAINBOW HEIGHTS

Reality check

What actually sold near 13971 SE 82ND LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14151 SE 68TH LANESold · May ’26

$235,000

14151 SE 68TH LANE

3 bd · 2 ba · 1,494 sqft · $157/sqft · 204 DOM

2009 NW BUENA VISTA ROADSold · Mar ’26

$239,800

2009 NW BUENA VISTA ROAD

3 bd · 2 ba · 1,394 sqft · $172/sqft · 142 DOM

2562 NW SMALLWOOD ROADSold · Apr ’26

$265,000

2562 NW SMALLWOOD ROAD

3 bd · 2 ba · 1,394 sqft · $190/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13971 SE 82ND LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13971 SE 82ND LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13971 SE 82ND LANE FAQs

What would the monthly payment be for 13971 SE 82ND LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,881/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13971 SE 82ND LANE?+

The most recent tax bill on record (2025) was $3,865. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13971 SE 82ND LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $379,000, this home is listed about 26% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$379,000 runs 897% above the DUNNELLON 34431 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $399,000, now $379,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of THE KEYES COMPANY · Ann-Marie Bortz. MLS #OM726829.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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