
3613 E CHELSEA STREET, TAMPA, FL, 33610
Active14 days on marketListed Jul 25, 2026MLS #TB8532805
About this home
3613 E CHELSEA STREET
Maximize your real estate portfolio with this turnkey investment property located at 3613 E Chelsea St, Tampa, FL 33610. Built in 2005, this highly desirable 4-bedroom, 2-bathroom single-family residence generates consistent cash flow in the high-demand East Tampa market. Spanning 1,365 square feet of low-maintenance interior space. New Roof July 2026 New HVAC/AC/Water Heater 2025 Spacious 4-bedroom, 2-bathroom floor plan maximize rental income potential and attracts long-term tenants. Durable tile flooring throughout simplifies tenant turnovers and minimizes carpet replacement costs. Nestled in the Rainbow Heights subdivision, an area known for high rental demand and steady historical occupancy. Minutes away from major Tampa transit corridors, downtown employment hubs, and local retail centers. Located immediate adjacent to neighborhood retail and grocery options. Situated just blocks from local community parks and educational facilities, keeping tenant demand consistently high.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,365
Sqft
0.11 ac
Lot size
2005
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,427 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,427/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.5%
$/sqft vs Tampa actives
$231 vs $301
Days on market
14 vs 42 typical
Where $231/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rainbow Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Rainbow Heights — neighborhood snapshot
Population
1,501
Median age
49
Median income
$40,723
Median home value
$214,439
Avg household
2
Households w/ children
165
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $439K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
195 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3613 E CHELSEA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$339,900
2905 E 18TH AVENUE
3 bd · 2 ba · 1,360 sqft · $250/sqft · 3 DOM
Sold · Aug ’25$315,000
2005 E 23RD AVENUE
3 bd · 2 ba · 1,372 sqft · $230/sqft · 18 DOM
Sold · Jul ’26$240,000
2927 BANZA STREET
3 bd · 1 ba · 1,355 sqft · $177/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3613 E CHELSEA STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3613 E CHELSEA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3613 E CHELSEA STREET FAQs
What would the monthly payment be for 3613 E CHELSEA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,427/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3613 E CHELSEA STREET?+
The most recent tax bill on record (2025) was $3,284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $315,000, this home is listed about 30% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3613 E CHELSEA STREET?+
James Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Charles Carey. MLS #TB8532805.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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