David Ramirez
$390,0003 bd2 ba2,137 sqft$182 /sqft$2,857 /mo all-in ↓

9273 SW 197TH CIR, DUNNELLON, FL, 34432

Active36 days on marketListed Jun 23, 2026MLS #OM727197

Single Family ResidenceRAINBOW SPGS COUNTRY CLUB ESTATE

About this home

9273 SW 197TH CIR

Rainbow Springs Country Club Home with oversized lot. This home is ready for entertaining...private access to Rainbow River and more! Living/ dining combo has sliding door to the lanai. This space is also perfect if you work from home. The kitchen is open to the family room with access to lanai. The kitchen has plenty of counter space, cabinets and a closet pantry. Whirlpool appliances, Refrigerator June 2025. Laundry room has storage cabinets and hanging rack to help on laundry day! it is inside and accessible from kitchen. The two car garage has a built-in workspace area for crafts, work bench, storage etc. This home has a split bedroom plan- the primary bedroom is accessed from the living room. The room also features sliding doors to the lanai. There are two walk-in closets with shelving. The primary ensuite bathroom is spacious!! Separate vanities with cultured marble sinks, built-in medicine cabinets, with lots of storage cabinets, a garden soaking tub to relax after a long day on the river!! A separate water closet and walk-in sunken shower with glass door. The guest bedrooms are spacious one with two built-in closets and the other with walk-in. The guest bathroom has cultured marble sink with, storage cabinets, built-in medicine cabinet, linen closet and tub/shower combo. The oversized lot .67 acres is spacious with mature trees, landscaping and plenty of space to add your own special touch. This home has a new roof 2024- HVAC- 2025 and Water Heater 2022.This home is located in the Rainbow Springs Country Club your ownership will provide you with private access to the Rainbow River Park. You can enjoy a picnic, barbecue, go swimming at the private beach, tubing, canoeing and kayaking. Community Center offers pickleball courts, pool, gym, billiards, private meeting areas, and organized activities for the residents. Living in Dunnellon, Florida is quiet and peaceful just the perfect place to walk, bike ride and enjoy the beauty all around this river town. The area has restaurants, shopping and hotels. You can drive 20-miles to Ocala, 30 miles to Crystal River, 40 miles to Gainesville. The WEC (World Equestrian Center) is 10 miles and hosts year round activities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,137

Sqft

0.67 ac

Lot size

2

Garage

1998

Year built

One

Levels

$182

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Central Vacuum · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Oversized · Tandem · Workshop in Garage
ExteriorFire Pit · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$21/mo
Taxes (2026)$2,486/yr
PetsYes
CommunityRiver · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Park · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Public · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,857 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property tax — 2026 actual bill$207
HOA fee — from the listing$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,650Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,650
Interest rate6.00%
Loan term

Estimated payment

$2,857/mo

Principal & interest$2,296
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$207
HOA / condo fee$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $390K
$287KedgeAI estimate $326,246 · range $299K$363K$406K

vs edgeAI estimate

+19.5%

$/sqft vs Dunnellon actives

$182 vs $187

Days on market

36 vs 43 typical

Where $182/sqft sits among the 400 Dunnellon actives

166
139 · this home
38
26
6
25
$138–178$178–218$218–259$259–299$299–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 9273 SW 197TH CIR

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34432 — neighborhood snapshot

Population

13,197

Median age

56

Median income

$47,711

Median home value

$223,900

Avg household

2.27

Households w/ children

858

For the school run

Marion County School District

ElementaryDunnellon Elementary School★★★★★
HighDunnellon High School★★★★★
MiddleDunnellon Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

175 of 400

Dunnellon actives have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the DUNNELLON 34432 median. See the full Dunnellon market guide →

Paper trail

This home's history

Jun 23, 2026Listed at $390,000 · 36 days on market since
1998Built · RAINBOW SPGS COUNTRY CLUB ESTATE

Reality check

What actually sold near 9273 SW 197TH CIR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9129 SW 193RD CIRCLESold · Aug ’25

$360,000

9129 SW 193RD CIRCLE · same community

3 bd · 2 ba · 2,109 sqft · $171/sqft · 63 DOM

9213 SW 197TH CIRCLESold · Oct ’25

$360,000

9213 SW 197TH CIRCLE · same community

3 bd · 2 ba · 2,191 sqft · $164/sqft · 74 DOM

9050 SW 190TH CIRCLESold · Sep ’25

$266,000

9050 SW 190TH CIRCLE · same community

2 bd · 2 ba · 2,081 sqft · $128/sqft · 216 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9273 SW 197TH CIR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9273 SW 197TH CIR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9273 SW 197TH CIR FAQs

What would the monthly payment be for 9273 SW 197TH CIR?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,857/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9273 SW 197TH CIR?+

The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9273 SW 197TH CIR?+

The most recent tax bill on record (2026) was $2,486. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9273 SW 197TH CIR?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunnellon?+

At $390,000, this home is listed about 30% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9273 SW 197TH CIR?+

Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RAINBOW SPRINGS REAL ESTATE · Debborah Brady LLC. MLS #OM727197.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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