NW RIDGEWOOD ROAD, DUNNELLON, FL, 34431
Active38 days on marketListed Jun 26, 2026MLS #OM727457
About this home
NW RIDGEWOOD ROAD
Build your dream home on this spacious 1.05-acre lot in a peaceful residential setting. Surrounded by natural beauty and new homes being built throughout the area, this property offers the perfect blend of privacy, growth, and opportunity. With plenty of room for a custom home, pool, and outdoor living spaces, you can design the retreat you’ve always envisioned while staying close to shopping, dining, schools, and major roadways. Located in the desirable Rainbow Lakes Estates community, this fantastic location also puts you just a short drive from the Gulf and the crystal-clear Rainbow River, ideal for swimming, canoeing, hiking, bicycling, and fishing. Residents enjoy access to two neighborhood parks featuring sports courts, walking trails, a pavilion, and two scenic lakes. Whether you’re a builder, investor, or future homeowner, this growing area offers an exceptional opportunity to secure land in a community on the rise.
Facts & features
The home at a glance
1.05 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$354 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$354/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near NW RIDGEWOOD ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$150,000
19780 SW RAINBOW LAKES BOULEVARD · same community
3 bd · 1 ba · 1,154 sqft · $130/sqft · 107 DOM
Sold · Dec ’25$335,000
23759 NW COLUMBINE AVENUE · same community
3 bd · 2 ba · 1,690 sqft · $198/sqft · 0 DOM
Sold · Apr ’26$202,800
963 SW TEMPLE HEIGHTS COURT
3 bd · 2 ba · 1,003 sqft · $202/sqft · 417 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about NW RIDGEWOOD ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for NW RIDGEWOOD ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
NW RIDGEWOOD ROAD FAQs
What would the monthly payment be for NW RIDGEWOOD ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $354/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on NW RIDGEWOOD ROAD?+
The most recent tax bill on record (2025) was $273. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $27,000, this home is listed about 91% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM727457.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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