David Ramirez
$16,900≈$287 /mo all-in ↓

Lot 15 NW HILLSDALE AVENUE, DUNNELLON, FL, 34431

Active472 days on marketListed May 1, 2025MLS #OM700500

✦ Priced 54% below the DUNNELLON 34431 medianRAINBOW LAKE ESTATES

About this home

Lot 15 NW HILLSDALE AVENUE

Don't miss this opportunity to own a 0.25-acre vacant lot in Dunnellon, Florida. Nestled in the Rainbow Lakes Estates community with no HOA fees, you will be surrounded in a peaceful and scenic area. This high-and-dry parcel offers the perfect setting for your future home or investment property. Enjoy the natural beauty of Marion County with nearby lakes, parks, and outdoor recreational activities including fishing, boating, hiking, and biking. The property is conveniently located just minutes from Rainbow Springs State Park, historic downtown Dunnellon, and within easy driving distance to Ocala. Secure your slice of Florida paradise today!

Facts & features

The home at a glance

0.25 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$246/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$287 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$99
FHA mortgage insurance (est.)$7
Property tax — 2025 actual bill$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $592Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $592
Interest rate6.00%
Loan term

Estimated payment

$287/mo

Principal & interest$99
FHA mortgage insurance (est.)$7
Property taxes (actual bill)$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Dunnellon

Map of Lot 15 NW HILLSDALE AVENUE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$265K → $280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

May 1, 2025Listed at $16,900 · 472 days on market since

Reality check

What actually sold near Lot 15 NW HILLSDALE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19780 SW RAINBOW LAKES BOULEVARDSold · Feb ’26

$150,000

19780 SW RAINBOW LAKES BOULEVARD · same community

3 bd · 1 ba · 1,154 sqft · $130/sqft · 107 DOM

23759 NW COLUMBINE AVENUESold · Dec ’25

$335,000

23759 NW COLUMBINE AVENUE · same community

3 bd · 2 ba · 1,690 sqft · $198/sqft · 0 DOM

963 SW TEMPLE HEIGHTS COURTSold · Apr ’26

$202,800

963 SW TEMPLE HEIGHTS COURT

3 bd · 2 ba · 1,003 sqft · $202/sqft · 417 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about Lot 15 NW HILLSDALE AVENUE — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Lot 15 NW HILLSDALE AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

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Straight answers

Lot 15 NW HILLSDALE AVENUE FAQs

What would the monthly payment be for Lot 15 NW HILLSDALE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $287/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on Lot 15 NW HILLSDALE AVENUE?+

The most recent tax bill on record (2025) was $246. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $16,900, this home is listed about 94% below the Dunnellon median of $301,535. The market section on this page shows how the area is trending.

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Listing courtesy of ROBB HARRISON REALTY INC · Jennifer Leeds. MLS #OM700500.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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