0 MONROE AVE LOT 12-17, HAWTHORNE, FL, 32640
Active263 days on marketListed Nov 13, 2025MLS #FC314034
About this home
0 MONROE AVE LOT 12-17
Discover the perfect blend of privacy and potential with this .55 acre property in peaceful Hawthorne, Florida. Tucked away from the hustle and bustle, this spacious lot offers endless possibilities to build your dream home surrounded by nature or subdivide into smaller parcels for future investment or multi family use. The property provides a quiet country setting with easy access to nearby lakes, outdoor recreation, and charming small town living while remaining a short drive to Gainesville, Palatka, and Keystone Heights. Whether you are an investor looking for flexibility or a homeowner ready to create your own retreat, this versatile piece of land is ready to make your vision a reality. No HOA and no timeline to build. Bring your plans, your imagination, and make it your own.
Facts & features
The home at a glance
0.55 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$378 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$378/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 MONROE AVE LOT 12-17
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$150,000
19780 SW RAINBOW LAKES BOULEVARD · same community
3 bd · 1 ba · 1,154 sqft · $130/sqft · 107 DOM
Sold · Dec ’25$335,000
23759 NW COLUMBINE AVENUE · same community
3 bd · 2 ba · 1,690 sqft · $198/sqft · 0 DOM
Sold · Dec ’25$159,000
255 MELROSE LANDING BOULEVARD
2 bd · 2 ba · 960 sqft · $166/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 MONROE AVE LOT 12-17 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 MONROE AVE LOT 12-17 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 MONROE AVE LOT 12-17 FAQs
What would the monthly payment be for 0 MONROE AVE LOT 12-17?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $378/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 MONROE AVE LOT 12-17?+
The most recent tax bill on record (2024) was $145. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $32,500, this home is listed about 88% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 0 MONROE AVE LOT 12-17?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HAWTHORNE 32640 market on paper
$32,500 is 62% below the HAWTHORNE 32640 median of $84,950.
02Time on market is leverage
263 days on market against a Hawthorne median of 46 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $37,500, now $32,500 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Christopher Snow. MLS #FC314034.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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