David Ramirez
$464,0002 bd2 ba2,072 sqft$224 /sqft$3,814 /mo all-in ↓

6259 SW 93RD TERRACE, OCALA, FL, 34481

Active41 days on marketListed Jun 22, 2026MLS #OM727163

Single Family ResidenceSTONE CREEK

About this home

6259 SW 93RD TERRACE

Impeccable details shine throughout this gorgeous Summerwood model, set on a large picturesque lot within the gated 55+ Stone Creek Golf Course Community. Immaculately maintained professional landscaping, along with a custom flagstone driveway and walkway, create a warm welcome to this stunning cul-de-sac residence. A spacious front porch offers a peaceful place to unwind, while the custom glass-inset front door sets the tone for the relaxed elegance found inside. This versatile and open floor plan is enhanced by designer-styled upgrades and touches throughout, featuring beautiful luxury vinyl plank floors, elegant crown molding, recessed LED downlighting, 8’ interior doors, and versatile spaces perfect for entertaining with family and friends. The top-tier chef’s kitchen is beautifully appointed with stainless steel appliances, a stainless range hood, detailed tile backsplash, granite countertops, and a large walk-in pantry. A generous center island with pendant lighting provides flexible dining space and overlooks the gathering room. Expansive glass sliders in the gathering room create a seamless connection to the outdoor living areas, offering tranquil views and effortless indoor-outdoor flow. Enjoy unwinding on the covered lanai, which opens to a large, expanded birdcage patio with flagstone flooring and generous space for entertaining. The outdoor paver-lined seating area overlooks professionally landscaped, lighted backyard views, creating a warm, inviting setting for evening gatherings and weekend barbecues. The owner’s suite unfolds as a serene, spacious retreat highlighted by a tray ceiling and a picture window dressed in Plantation shutters overlooking peaceful nature views. The expanded walk-in closet with custom built-ins and the spa-inspired bath, complete with a Roman-style walk-in shower, transom window, private water closet, and a double-sink vanity, enhance the sense of effortless comfort. Both bedrooms in the home have been recently updated with warranty-protected Berber carpet, and the guest bath includes a tile-lined tub/shower combination. The extended two-car garage is outfitted with overhead storage and durable epoxy flooring and offers space for a workshop or golf cart, while the interior laundry room offers added convenience with storage cabinetry and a laundry tub. Embrace the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security and peace of mind. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. This master-planned community also offers a golf course, pro shop, and inviting on-site restaurant, creating effortless opportunities to relax, connect, and enjoy the Florida lifestyle. Make your move today and experience resort-style living at its finest.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,072

Sqft

0.33 ac

Lot size

2

Garage

2020

Year built

One

Levels

$224

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stone · Stucco
FoundationSlab
FacesSouthwest
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$265/mo
Taxes (2025)$5,425/yr
PetsYes
CommunityDock · Fishing · Lake · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,814 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,732
FHA mortgage insurance (est.)$205
Property tax — 2025 actual bill$452
HOA fee — from the listing$265
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,240Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,240
Interest rate6.00%
Loan term

Estimated payment

$3,814/mo

Principal & interest$2,732
FHA mortgage insurance (est.)$205
Property taxes (actual bill)$452
HOA / condo fee$265
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $464K
$389KedgeAI estimate $425,183 · range $406K$448K$483K

vs edgeAI estimate

+9.1%

$/sqft vs STONE CREEK

$224 vs $203

Days on market

41 vs 43 typical

Where $224/sqft sits among the 35 homes for sale in STONE CREEK

6
9
9
3 · this home
6
2
$162–179$179–197$197–215$215–233$233–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 6259 SW 93RD TERRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

21 of 35

STONE CREEK have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $464,000 · 41 days on market since
2020Built · STONE CREEK

Reality check

What actually sold near 6259 SW 93RD TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5693 SW 90TH COURT ROADSold · Jul ’26

$410,000

5693 SW 90TH COURT ROAD · same community

2 bd · 2.5 ba · 2,110 sqft · $194/sqft · 60 DOM

9063 SW 59TH LANE ROADSold · Oct ’25

$415,000

9063 SW 59TH LANE ROAD · same community

3 bd · 2 ba · 2,143 sqft · $194/sqft · 120 DOM

10053 SW 77TH LOOPSold · Jul ’26

$384,000

10053 SW 77TH LOOP · same community

2 bd · 2 ba · 1,978 sqft · $194/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6259 SW 93RD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6259 SW 93RD TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6259 SW 93RD TERRACE FAQs

What would the monthly payment be for 6259 SW 93RD TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,814/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6259 SW 93RD TERRACE?+

The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6259 SW 93RD TERRACE?+

The most recent tax bill on record (2025) was $5,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6259 SW 93RD TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $464,000, this home is listed about 55% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6259 SW 93RD TERRACE?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM727163.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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