9823 SW 72ND LANE, OCALA, FL, 34481
Active178 days on marketListed Jan 28, 2026MLS #OM717356
About this home
9823 SW 72ND LANE
Discover this beautiful Shenandoah model overlooking priceless and highly sought-after water views in the gated 55+ Stone Creek Golf Course Community, filled with luxurious resort-style amenities. Located in the Arlington neighborhood, this home effortlessly blends modern elegance with natural beauty for a serene, picture-perfect living experience. Impressive curb appeal greets you with decorative concrete curbing, lush landscaping, and a freshly sealed paver driveway and walkway. Inside, you will enjoy generous living space throughout with two bedrooms, two baths, a bonus flex room framed by striking French doors that is perfect for an office or den, and an expanded garage ready for your toys or golf cart storage. The light and bright living areas set the tone for relaxed, yet upscale living, with diagonally laid tile flooring, classical crown molding, high ceilings, and Plantation shutters throughout. Two sets of expansive glass sliders in the gathering room showcase the captivating water views and create a seamless connection between indoor and outdoor living. The gourmet kitchen showcases an extended island with pendant lighting for casual dining and meal prep, stainless steel appliances, including a newer refrigerator, recently upgraded quartz countertops, and under-cabinet lighting. It also offers an updated garbage disposal, a large pantry, extended custom cabinetry with pantry storage, and abundant cabinet space with convenient pull-out shelving. A casual dining nook with glass sliders opens to the covered lanai, which offers epoxy-coated flooring and side windows to keep the space dry. The lanai leads to a large bird cage patio overlooking peaceful and picturesque water views, creating an inviting space to relax or entertain. The owner's suite offers more priceless water views, a spacious walk-in closet, and French doors opening to the spa-like en suite bath. The bath features a large quartz-topped double sink vanity with custom-added drawers for extra storage, an extended and recently updated step-in shower with new tile and a glass enclosure, and a separate soaking tub. The guest bath also includes a recently updated tub, tilework, and quartz countertops, along with a transom window that brings in beautiful natural light. A new roof (2023), a new air conditioning system with warranty (2022), an insulated garage door with brand new springs, opener, and keypad, a Massey termite bond, a whole home surge protector, and a water filtration system all provide priceless peace of mind. Additional thoughtful features include hallway solar tube lighting, a spacious laundry room with a laundry tub and folding table, ceiling fans in every room, an Ecobee smart thermostat, and a 2 1/2 car garage with a four-foot extension and convenient pull-down attic stairs. Make this home yours and embrace the exceptional lifestyle of this vibrant community, featuring a 24/7 staffed gated entrance for security and peace of mind. Luxury-inspired amenities include heated pools, a state-of-the-art fitness center, a spa, and relaxing hot tubs and saunas. Stay active with pickleball, bocce, tennis, and a softball field, while a dedicated lifestyle staff curates entertainment, activities, and special events to foster connections. Just beyond the gates, enjoy a golf course, pro shop, and restaurant—perfect for socializing and unwinding. Make your move today and experience resort-style living at its finest!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,904
Sqft
0.17 ac
Lot size
2
Garage
2008
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,393 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,393/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.7%
$/sqft vs STONE CREEK
$220 vs $203
Days on market
178 vs 43 typical
Where $220/sqft sits among the 38 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
18 of 38
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9823 SW 72ND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$351,000
7425 SW 100TH COURT · same community
2 bd · 2 ba · 1,904 sqft · $184/sqft · 10 DOM
Sold · Jul ’26$381,000
9147 SW 65TH LOOP · same community
2 bd · 2 ba · 1,976 sqft · $193/sqft · 231 DOM
Sold · Jul ’26$384,000
10053 SW 77TH LOOP · same community
2 bd · 2 ba · 1,978 sqft · $194/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9823 SW 72ND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9823 SW 72ND LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9823 SW 72ND LANE FAQs
What would the monthly payment be for 9823 SW 72ND LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,393/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9823 SW 72ND LANE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9823 SW 72ND LANE?+
The most recent tax bill on record (2025) was $3,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9823 SW 72ND LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $418,500, this home is listed about 40% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9823 SW 72ND LANE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$418,500 runs 79% above the OCALA 34481 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
178 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $428,500, now $418,500 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM717356.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 9823 SW 72ND LANE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →