8644 SW 59TH LANE ROAD, OCALA, FL, 34481
Active7 days on marketListed Jul 27, 2026MLS #OM729273
About this home
8644 SW 59TH LANE ROAD
Better than new and thoughtfully upgraded, this 2024 Mainstay model in Stone Creek's Bridlewood neighborhood offers 2 bedrooms, 2 bathrooms, a flex room, and an extended 2+ car garage across 1,976 square feet of beautifully designed living space. Stone accents and professionally landscaped beds create excellent curb appeal, while luxury vinyl plank flooring flows throughout the home. Just off the foyer, the versatile flex room features double French doors, 3 windows with blinds, and a ceiling fan, making it an ideal home office, hobby room, or den. The open-concept living area is filled with natural light and features a ceiling fan, TV mount, floor outlet, and a triple pocket sliding glass door that opens seamlessly to the extended screened lanai with birdcage enclosure, creating the perfect indoor-outdoor living space. The gourmet kitchen is designed for both everyday living and entertaining with KitchenAid stainless steel appliances; including a wall oven and microwave, a large quartz island, soft-close white cabinetry with crown molding, and an oversized walk-in pantry. The dining area is highlighted by a stylish chandelier. The guest bedroom includes a ceiling fan, blinds, and closet, while the guest bath offers tile flooring, a quartz vanity, and a tiled tub/shower combination. The spacious primary suite features a ceiling fan and blinds, while the en-suite bath includes dual quartz vanities, a large walk-in closet, linen closet, private water closet, and an extended tiled walk-in shower with a built-in bench. Additional features include a coat closet, hall linen closet, storage closet, tiled laundry room, water softener, epoxy-coated garage floor, and a 4-foot garage extension for added storage or workspace. Outside, enjoy the extended patio, black aluminum picket fence, stone landscape edging, and an outdoor TV mount, creating an inviting space to relax or entertain. This move-in ready home combines modern finishes, quality upgrades, and the exceptional resort-style amenities that make Stone Creek one of Ocala's premier 55+ communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,976
Sqft
0.15 ac
Lot size
2
Garage
2024
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,318 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,318/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs STONE CREEK
$207 vs $203
Days on market
7 vs 43 typical
Where $207/sqft sits among the 35 homes for sale in STONE CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
21 of 35
STONE CREEK have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8644 SW 59TH LANE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$381,000
9147 SW 65TH LOOP · same community
2 bd · 2 ba · 1,976 sqft · $193/sqft · 231 DOM
Sold · Jul ’26$384,000
10053 SW 77TH LOOP · same community
2 bd · 2 ba · 1,978 sqft · $194/sqft · 31 DOM
Sold · Feb ’26$412,500
6683 SW 97TH TERRACE ROAD · same community
3 bd · 2 ba · 1,958 sqft · $211/sqft · 248 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8644 SW 59TH LANE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8644 SW 59TH LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8644 SW 59TH LANE ROAD FAQs
What would the monthly payment be for 8644 SW 59TH LANE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,318/mo — principal and interest, the actual property-tax bill, the $320/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8644 SW 59TH LANE ROAD?+
The association fee works out to $320 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8644 SW 59TH LANE ROAD?+
The most recent tax bill on record (2025) was $2,928. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8644 SW 59TH LANE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $409,900, this home is listed about 37% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8644 SW 59TH LANE ROAD?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Shelby Correia. MLS #OM729273.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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