2828 NE 147TH TERRACE, SILVER SPRINGS, FL, 34488
Active46 days on marketListed Jun 20, 2026MLS #OM727090
About this home
2828 NE 147TH TERRACE
HUGE Corner Lot. Welcome to this charming 3-bedroom, 2-bathroom home nestled on a spacious lot in the peaceful community of Silver Springs. Whether you're looking for your first home, a place to retire, or a quiet retreat away from the hustle and bustle, this well-maintained property offers the perfect blend of comfort, privacy, and affordability. Inside, you'll find a clean, inviting layout that's move-in ready with plenty of natural light and functional living space. The home features an updated air conditioning system installed in 2020, providing added peace of mind and energy efficiency for years to come. Step outside and enjoy the oversized lot, offering endless possibilities for gardening, outdoor entertaining, storing your RV or boat, or simply enjoying the extra space that is becoming increasingly hard to find. Living in Silver Springs means embracing Florida's natural beauty while still being conveniently close to everyday amenities. Enjoy easy access to the world-famous Silver Springs State Park, crystal-clear springs, kayaking, hiking trails, fishing, and abundant wildlife. With nearby shopping, restaurants, and Ocala just a short drive away, you'll enjoy the best of peaceful country living without sacrificing convenience. If you've been searching for a clean, cute home with room to spread out in one of Marion County's most desirable natural settings, this is one you won't want to miss!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,140
Sqft
0.37 ac
Lot size
2
Garage
1986
Year built
One
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,132 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,132/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Silver Springs actives
$123 vs $163
Days on market
46 vs 60 typical
Where $123/sqft sits among the 56 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
22 of 56
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2828 NE 147TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$42,000
2735 NE 147TH COURT · same community
2 bd · 1 ba · 784 sqft · $54/sqft · 5 DOM
Sold · Sep ’25$87,500
2802 NE 146TH TERRACE · same community
2 bd · 1.5 ba · 782 sqft · $112/sqft · 49 DOM
Sold · Oct ’25$59,000
1018 SE 159TH TERR · same community
2 bd · 1 ba · 672 sqft · $88/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2828 NE 147TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2828 NE 147TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2828 NE 147TH TERRACE FAQs
What would the monthly payment be for 2828 NE 147TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,132/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2828 NE 147TH TERRACE?+
The most recent tax bill on record (2025) was $1,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $139,990, this home is listed about 35% below the Silver Springs median of $215,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2828 NE 147TH TERRACE?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · John Collins, Jr. MLS #OM727090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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