0 SE 10TH STREET, SILVER SPRINGS, FL, 34488
Active421 days on marketListed Jun 9, 2025MLS #OM702888
About this home
0 SE 10TH STREET
THE RAREST OF ALL PROPERTIES! This owner financed property is located in the Ocala National Forest and includes ONE gorgeous lake lot plus approximately 3.70 acres of fabulous Tobe Lake with a breathtaking view of the Forest. The property has approximately 545 feet bordering the Ocala National Forest. The entire Tobe Lake is approximately 42 acres in size. NO HOA and the 3.70 acre portion of Tobe Lake is TAX FREE! The lot is zoned R-4 which permits either a mobile home, stick built or block home. Excellent fishing, jet skiing, boating kayaking and hunting! Lot 7 is 78' x 235' being .49 acre in size. This is a tremendous property at a great price of just $154,000 and the seller will accept half down payment and seller finance the balance at 8% interest for 15 years at $741.01 per month. A Survey is included. Hurry!! This lot is located in the Ocala National Forest which affords you almost a ½ million acres of Forest to roam, 600 lakes, 2 rivers, Juniper Springs, Silver Glen Springs, Salt Springs, Swimming, Skiing, Big BASS Fishing, Boating, Camping, Hiking, Horse back riding and some of the best ATV riding anywhere. Daytona Beach is just 1 hour away. Let the fun begin! You need it!
Facts & features
The home at a glance
4.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,089 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,089/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $237K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 SE 10TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$33,000
17461 SE 10TH STREET
2 bd · 1 ba · 480 sqft · $69/sqft · 21 DOM
Sold · Feb ’26$75,000
16905 SE 3RD PLACE
1 bd · 1 ba · 672 sqft · $112/sqft · 103 DOM
Sold · Nov ’25$63,000
207 NE 168TH COURT
2 bd · 1 ba · 672 sqft · $94/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 SE 10TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 SE 10TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 SE 10TH STREET FAQs
What would the monthly payment be for 0 SE 10TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,089/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 SE 10TH STREET?+
The most recent tax bill on record (2024) was $217. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $144,000, this home is listed about 37% below the Silver Springs median of $227,450. The market section on this page shows how the area is trending.
Which schools are assigned to 0 SE 10TH STREET?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$144,000 runs 56% above the SILVER SPRINGS 34488 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
421 days on market against a Silver Springs median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $149,000, now $144,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUN REALTY & ASSOC · Daniel Craig. MLS #OM702888.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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