5470 NE 165TH TERRACE ROAD, SILVER SPRINGS, FL, 34488
Active59 days on marketListed Jun 9, 2026MLS #OM726320
About this home
5470 NE 165TH TERRACE ROAD
Discover peaceful country living with this fully renovated 1,144 sq ft home situated on two parcels totaling 1.06 acres, overlooking a (currently) dry pond for added privacy and natural charm. Inside enjoy new laminate flooring, new kitchen cabinets, and beautiful butcher block countertops that bring warmth and style to the space. Updates include a newer metal roof, newer mini split AC, modern windows, and a refreshed interior ready for move in comfort. Third room can act as additional bedroom or den / office. Located on the outskirts of the Ocala National Forest, this property offers immediate access to endless outdoor recreation including hiking, boating, fishing, wildlife viewing, and miles of scenic trails ideal for the offroad enthusiast. The large property provides room for outdoor activities, gardening, or future expansion, surrounded by mature trees and Florida's tranquil landscape. With two separate R4 zoned parcels, there's potential to add an additional home, mobile home, or manufactured unit on the second parcel ideal for family or a separate income stream. This property is ideal for outdoorsmen/outdoorswomen, first time home buyers, or someone looking for an affordable second home get away. Set up a showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,144
Sqft
1.06 ac
Lot size
1969
Year built
One
Levels
$153
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,323 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,323/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Silver Springs actives
$153 vs $162
Days on market
59 vs 67 typical
Where $153/sqft sits among the 57 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,525
Median age
45.8
Median income
$45,239
Median home value
$75,300
Avg household
2.27
Households w/ children
1,214
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
22 of 57
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 5470 NE 165TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$42,000
2735 NE 147TH COURT · same community
2 bd · 1 ba · 784 sqft · $54/sqft · 5 DOM
Sold · Sep ’25$87,500
2802 NE 146TH TERRACE · same community
2 bd · 1.5 ba · 782 sqft · $112/sqft · 49 DOM
Sold · Oct ’25$59,000
1018 SE 159TH TERR · same community
2 bd · 1 ba · 672 sqft · $88/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5470 NE 165TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5470 NE 165TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5470 NE 165TH TERRACE ROAD FAQs
What would the monthly payment be for 5470 NE 165TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5470 NE 165TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $668. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $174,900, this home is listed about 20% below the Silver Springs median of $220,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5470 NE 165TH TERRACE ROAD?+
East Marion Elementary School (elementary), Lake Weir High School (high), Fort McCoy School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER ELLISON REALTY O · Christopher Swor LLC. MLS #OM726320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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