David Ramirez
$318,500$323,5004 bd3 ba1,560 sqft$204 /sqft$2,242 /mo all-in ↓

22925 SW 117TH STREET, DUNNELLON, FL, 34431

Active49 days on marketListed Jun 18, 2026MLS #OM726864

Reduced $5KManufactured HomeRIVER RETREATS

About this home

22925 SW 117TH STREET

This one is it! Close to town, but still country style living. Covered and screened in front porch overlooking your private pond. For more water access there's a private community boat ramp and dock that access to the Withlacoochee River and upstream to the Rainbow River. Did I mention "NO" HOA? This property also has a second smaller home that is grandfather in as a studio or an extra income rental. The second unit is fully furnished to include bedding and kitchen wear. There are two laundry areas. There's a total of 2 washers, 2 dryers, 3 refrigerators. The well is all new except the bladder tank. Pet proof screening with pet doors. Thers's a new aluminum handicap ramp to main house. This property will speak for itself. Dunnellon offers a small hometown vibe with wonderful people and weather. Plenty of shopping and browsing to be done in town and loads of outdoor activities to meet anyone's desire. Worth taking a look.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,560

Sqft

0.81 ac

Lot size

2011

Year built

One

Levels

$204

Per sqft

Water viewPartially

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · L Dining · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Wall/Window Unit(s)
HeatingHeat Pump
FurnishedPartially

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationPillar/Post/Pier
ViewWater
FacesSouth
ExteriorLighting · Private Entrance · Private Mailbox · RV Hookup · Sliding Doors · Storage

Community & fees

Taxes (2025)$798/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterCanal/Lake For Irrigation · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,242 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,875
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$67
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,148Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,148
Interest rate6.00%
Loan term

Estimated payment

$2,242/mo

Principal & interest$1,875
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$67
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs RIVER RETREATS

$204 vs $208

Days on market

49 vs 39 typical

Where $204/sqft sits among the 6 homes for sale in RIVER RETREATS

1
0
1
1
1 · this home
2
$79–107$107–135$135–162$162–190$190–218$218+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 22925 SW 117TH STREET

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

3 of 6

RIVER RETREATS have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 738% above the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $318,500 $5K
Jun 18, 2026Listed at $323,500 · 49 days on market since
2011Built · RIVER RETREATS

Reality check

What actually sold near 22925 SW 117TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

22565 SW 117TH STREETSold · Feb ’26

$205,000

22565 SW 117TH STREET · same community

3 bd · 2 ba · 1,501 sqft · $137/sqft · 119 DOM

9461 CR 657Sold · Jan ’26

$285,000

9461 CR 657 · same community

3 bd · 2 ba · 1,848 sqft · $154/sqft · 115 DOM

22535 SW 117TH STREETSold · Dec ’25

$175,000

22535 SW 117TH STREET · same community

2 bd · 1 ba · 1,225 sqft · $143/sqft · 160 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 22925 SW 117TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 22925 SW 117TH STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

22925 SW 117TH STREET FAQs

What would the monthly payment be for 22925 SW 117TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,242/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 22925 SW 117TH STREET?+

The most recent tax bill on record (2025) was $798. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $318,500, this home is listed about 6% above the Dunnellon median of $299,995. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$318,500 runs 738% above the DUNNELLON 34431 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $323,500, now $318,500 — a $5K cut. The full history is in the market section below.

Listing courtesy of BOOM TOWN REALTY, LLC · James Burchett. MLS #OM726864.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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