David Ramirez
$799,0004 bd2 ba1,989 sqft$402 /sqft$5,090 /mo all-in ↓

40200 LITTLE FARM ROAD, PUNTA GORDA, FL, 33982

Active54 days on marketListed Jun 12, 2026MLS #OM726399

Single Family ResidencePUNTA GORDA

About this home

40200 LITTLE FARM ROAD

Looking for the perfect mini farm? Your search ends here! Nestled on nearly 2.5 fully fenced acres, this beautiful 4-bedroom, 2-bathroom home offers the ideal blend of country living and modern comfort. The property is fenced and cross fenced. pasture connected to a spacious pole barn, making it perfect for livestock, hobby farming, or equestrian use. And best of all No Flooding History! Built with exceptional quality, the home showcases high-end kitchen cabinetry, granite countertops, a double oven, and additional pantry storage in the adjoining laundry room. Durable plank-style tile flooring flows throughout the entire home, creating a stylish and low-maintenance living space. The spacious primary suite is a true retreat, featuring dual walk-in closets and an oversized en-suite bathroom designed for comfort and relaxation. Additional upgrades include a generator hookup, energy efficient hurricane-impact windows and doors, a new metal roof installed in 2023, and a NVR 16 Camera system for peace of mind. Outside, you'll find established fruit trees and grapevines, adding charm and functionality to the property. The impressive 2,400-square-foot pole barn includes a 12' x 40' loft, providing abundant storage or workspace options. An additional 10' x 10' covered concrete slab with water spigots offers even more versatility. Currently home to turkeys and goats, the livestock are negotiable with the sale. A gun safe located in one of the primary suite closets also conveys with the property. Conveniently located just over the Charlotte County line, this property offers access to both Lee and Charlotte County schools while remaining close to shopping, dining, and everyday amenities. Don't miss this rare opportunity to own a mini farm with room to grow!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,989

Sqft

2.27 ac

Lot size

2

Garage

2018

Year built

One

Levels

$402

Per sqft

Negotiable

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Tankless Water Heater · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBrick · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Open
ExteriorGarden

Community & fees

Taxes (2025)$3,830/yr

Utilities & systems

UtilitiesElectricity Connected · Sprinkler Well
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,090 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$319
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,090/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$319
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $799K
$288KedgeAI estimate $350,320 · range $300K$389K$831K

vs edgeAI estimate

+128.1%

$/sqft vs PUNTA GORDA

$402 vs $264

Days on market

54 vs 60 typical

Where $402/sqft sits among the 21 homes for sale in PUNTA GORDA

2
4
7
3
2
3 · this home
$123–175$175–227$227–279$279–330$330–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 40200 LITTLE FARM ROAD

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33982 — neighborhood snapshot

Population

12,543

Median age

53.1

Median income

$68,514

Median home value

$285,400

Avg household

2.24

Households w/ children

1,033

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

11 of 21

PUNTA GORDA have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 539% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jun 12, 2026Listed at $799,000 · 54 days on market since
2018Built · PUNTA GORDA

Reality check

What actually sold near 40200 LITTLE FARM ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

504 MCGREGOR STREETSold · Apr ’26

$525,000

504 MCGREGOR STREET · same community

3 bd · 2 ba · 2,136 sqft · $246/sqft · 77 DOM

431 HARVEY STREETSold · Sep ’25

$222,000

431 HARVEY STREET · same community

3 bd · 2 ba · 1,772 sqft · $125/sqft · 31 DOM

303 W GRACE STREETSold · Sep ’25

$730,000

303 W GRACE STREET · same community

3 bd · 2 ba · 2,216 sqft · $329/sqft · 130 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 40200 LITTLE FARM ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 40200 LITTLE FARM ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

40200 LITTLE FARM ROAD FAQs

What would the monthly payment be for 40200 LITTLE FARM ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,090/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 40200 LITTLE FARM ROAD?+

The most recent tax bill on record (2025) was $3,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $799,000, this home is listed about 132% above the Punta Gorda median of $344,500. The market section on this page shows how the area is trending.

Which schools are assigned to 40200 LITTLE FARM ROAD?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GENESIS REALTY TEAM · Sylvia Wiley. MLS #OM726399.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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