308 W GRACE STREET, PUNTA GORDA, FL, 33950
Active38 days on marketListed Jun 26, 2026MLS #C7527368
About this home
308 W GRACE STREET
Virtually Staged. Welcome to this beautiful pool home featuring a charming front porch, dedicated office, and 3 bedrooms. Designed for comfortable Florida living, this home offers 180 MPH wind rating, hurricane-impact windows and doors, no flood history, low flood insurance premium (Flood insurance policy renews July 2026 at approximately $564 annually. The policy may be transferable to the new owner, subject to carrier approval and buyer due diligence). Car enthusiasts, hobbyists, and those needing extra storage will appreciate the oversized 26’ x 30’ garage complete with an additional storage room and currently accommodating up to three vehicles, interior offers open-concept floor plan, and elegant crown molding throughout. The well-appointed kitchen features granite countertops, a formal dining area, and a casual breakfast nook overlooking the pool. Enjoy your morning coffee or evening meal while taking in the view from the covered outdoor area, providing shade and protection from the sun and rain. The primary suite offers a walk-in-closet, dual vanities, an oversized walk-in shower, and a separate soaking tub for a relaxing retreat. Recent updates include: New A/C (April 2026) Main electrical panel surge protection (May 2025) Roof (February 2023) Water heater (March 2023) Additional highlights include: No Hoa, Generous 11,816-square-foot lot. Ideally located just minutes from the heart of Punta Gorda, you’ll enjoy easy access to the Punta Gorda Historic District, Gilchrist Park, Harborwalk, Charlotte Harbor, Fishermen’s Village, golf courses, tennis facility, pickle ball, waterfront dining local entertainment, boating, biking, nearby library and shopping, including Publix Grocery. Punta Gorda Airport (PGD) is approximately 10 minutes by car. Be sure to review the attached feature sheet for additional details and click the virtual tour link to experience the home’s layout and flow. Your Florida lifestyle awaits! Schedule your private showing today and experience this home! Bedroom #3 is Virtually Staged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,189
Sqft
0.27 ac
Lot size
2
Garage
2015
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,694 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,694/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10%
$/sqft vs PUNTA GORDA
$328 vs $264
Days on market
38 vs 59 typical
Where $328/sqft sits among the 21 homes for sale in PUNTA GORDA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
11 of 21
PUNTA GORDA have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 167% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 308 W GRACE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$730,000
303 W GRACE STREET · same community
3 bd · 2 ba · 2,216 sqft · $329/sqft · 130 DOM
Sold · Apr ’26$525,000
504 MCGREGOR STREET · same community
3 bd · 2 ba · 2,136 sqft · $246/sqft · 77 DOM
Sold · Jun ’26$410,000
32634 OIL WELL ROAD · same community
3 bd · 2 ba · 2,281 sqft · $180/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 308 W GRACE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 308 W GRACE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
308 W GRACE STREET FAQs
What would the monthly payment be for 308 W GRACE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,694/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 308 W GRACE STREET?+
The most recent tax bill on record (2025) was $4,622. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $719,000, this home is listed about 111% above the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 308 W GRACE STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Ann Schulz. MLS #C7527368.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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